A portfolio health check that shows the evidence.
Run a deterministic, signed check on your holdings — allocation drift, concentration, fund quality, manager changes and cost — where every finding leads to the evidence behind it, not a made-up score.
Read. Holdings, cash flows and dates read on your device.
Calculate. Returns, benchmark gaps, concentration and overlap computed.
Verify. The signed result is verified before anything is shown.
SIGNATUREVerified · 9 Oct 2026, 09:14
- Two funds overlap 30.9%Disclosures dated 31 Aug 2026
- XIRR 14.2% vs benchmark 12.1%Money-weighted, legal Tier-1 benchmark
- Manager changed 4 months agoScheme document, revised 12 Apr 2026
Three visible states, and no outcome before the last one.
Every finding leads to the data and the date behind it.
A number that hides its reasoning is worse than no number.
Each finding, and what it rests on.
A finding you cannot trace is an opinion. Every one below names the evidence and the moment the signature was verified.
| Finding | Severity | Rule that produced it | Evidence behind it |
|---|---|---|---|
| Two funds overlap 30.9% | Review | Concentration · overlap above 20% | Disclosures dated 31 Aug 2026 |
| XIRR 14.2% vs benchmark 12.1% | Informational | Return vs legal Tier-1 benchmark | Money-weighted, legal Tier-1 benchmark |
| Manager changed 4 months ago | Review | Manager tenure shorter than the record shown | Scheme document, revised 12 Apr 2026 |
What the check looks at
No score, real findings
OmniAsset doesn't reduce your money to a 0–100 number. Each run tells you what changed since your last check and surfaces the issues that actually matter, each with a plain-language explanation, why it matters, and the evidence you can inspect.
Deterministic and signed
The analysis is pure maths on a signed reference snapshot with an as-of date — the result appears only after its signature verifies, so you're always looking at authentic, reproducible numbers. Nothing is stored on the server.
What it checks
- Allocation — drift from your target split, using only valued assets.
- Concentration — where a single stock or fund is an outsized bet, including hidden overlap between funds.
- Fund quality — each fund against its own legal benchmark, on matched periods.
- Manager & cost — manager changes and expense drag that quietly affect returns.
AI is optional
Turn on AI and it interprets the deterministic evidence in plain language — it never invents facts or gives advice, and before anything is sent you see exactly what leaves the device.
Start with one holding.
Add one holding and OmniAsset gives you a complete, evidence-backed picture — with your data on your device.
Next: Net worthAndroid 8.0 and later · Free to track