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OmniAsset › Mutual funds › Aditya Birla Sun Life Banking & PSU Debt Fund

Aditya Birla Sun Life Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 2026403.9154
CategoryBanking & PSU
PlanDirect · Growth
Launched1 Jan 2000
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.41%
AUM₹6,696 Cr
Growth of ₹10,000₹13,5362 Sep 2021 to 2 Sep 2026
₹13,572₹12,679₹11,786₹10,893₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,536 (+6.2% a year) Aditya Birla Sun Life Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.36%
3Y annualised7.09%
5Y annualised6.24%
10Y annualised7.20%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3085.13%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,97,3696.52%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,10,9476.72%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.94%
Calendar 20224.01%
Calendar 20237.23%
Calendar 20248.24%
Calendar 20257.71%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20148.31%
Rolling 1Y · median8.17%
Rolling 1Y · worst window2.86%
Rolling 1Y · best window14.76%
Rolling 1Y · windows positive100%
Rolling 3Y · average548 windows since 4 Jan 20168.14%
Rolling 3Y · median8.16%
Rolling 3Y · worst window4.91%
Rolling 3Y · best window12.26%
Rolling 3Y · windows positive100%
Rolling 5Y · average446 windows since 2 Jan 20187.97%
Rolling 5Y · median7.56%
Rolling 5Y · worst window6.10%
Rolling 5Y · best window9.95%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.07%
Downside deviation (3Y)0.58%
Maximum drawdown-0.60%

Management

Fund managerMr. Kaustubh Gupta, Mr. Harshil Suvarnkar
Managing since19 Apr 2022

What it holds

SecurityWeight
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC4.8%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191B 6.58 BD 30MY30 FVRS1LAC2.2%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC2.1%
HDFC BANK LIMITED SR AA009 8 NCD 27JL32 FVRS10LAC2.1%
BAJAJ FINANCE LIMITED 7.82% NCD 31JN34 FVRS1LAC1.8%
STATE BANK OF INDIA SR I 7.42 BD 29AG39 FVRS1CR1.8%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 189 6.78 BD 30AP30 FVRS1LAC1.8%
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC1.7%
7.66% National Bank for Financing Infrastructure and Dev (16/06/2036)1.7%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT251.6%
SectorWeight
Financial74.6%
Unspecified7.6%
Entities6.5%
Energy & Utilities3.6%
Technology2.4%

Portfolio disclosed: 96.8% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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