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OmniAsset › Mutual funds › Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202628.1063
CategoryCredit Risk
PlanDirect · Growth
Launched30 Mar 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year0.80%
AUM₹553 Cr
Growth of ₹10,000₹16,7742 Sep 2021 to 2 Sep 2026
₹16,776₹15,082₹13,388₹11,694₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹16,774 (+10.9% a year) Aditya Birla Sun Life Credit Risk Fund

Performance (trailing, annualised)

1Y annualised13.16%
3Y annualised13.16%
5Y annualised10.90%
10Y annualised9.36%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,27,75712.15%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,41,86613.76%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹8,19,91412.44%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20217.24%
Calendar 20228.07%
Calendar 20237.83%
Calendar 202412.92%
Calendar 202514.42%

Rolling returns

Rolling 1Y · average532 windows since 27 Apr 20169.44%
Rolling 1Y · median8.82%
Rolling 1Y · worst window0.98%
Rolling 1Y · best window18.69%
Rolling 1Y · windows positive100%
Rolling 3Y · average430 windows since 25 Apr 20188.63%
Rolling 3Y · median8.25%
Rolling 3Y · worst window5.34%
Rolling 3Y · best window13.34%
Rolling 3Y · windows positive100%
Rolling 5Y · average327 windows since 27 Apr 20208.35%
Rolling 5Y · median7.75%
Rolling 5Y · worst window6.60%
Rolling 5Y · best window11.03%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)3.39%
Downside deviation (3Y)0.52%
Maximum drawdown-0.38%

Management

Fund managerMs. Sunaina Da Cunha, Mr. Mohit Sharma
Managing since3 Sep 2026

What it holds

SecurityWeight
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC5.2%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC4.9%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 1004.3%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC3.9%
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC3.7%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LAC3.4%
TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.79 NCD 18JU30 FVRS1LAC3.1%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 1003.0%
Bharat Highways InvIT2.5%
HINDUJA LEYLAND FINANCE LIMITED 9.25 NCD 09JL31 FVRS1LAC2.4%
SectorWeight
Financial43.5%
Industrials15.7%
Materials8.8%
Entities7.4%
Energy & Utilities6.1%

Portfolio disclosed: 94.1% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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