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OmniAsset › Mutual funds › Bandhan Banking and PSU Debt Fund

Bandhan Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202627.0979
CategoryBanking & PSU
PlanDirect · Growth
Launched26 Feb 2013
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.36%
AUM₹8,165 Cr
Growth of ₹10,000₹13,5182 Sep 2021 to 2 Sep 2026
₹13,533₹12,649₹11,766₹10,883₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,518 (+6.2% a year) Bandhan Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised6.10%
3Y annualised7.18%
5Y annualised6.22%
10Y annualised7.24%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,0656.32%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,6156.90%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,13,4446.86%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.74%
Calendar 20223.93%
Calendar 20237.06%
Calendar 20247.91%
Calendar 20257.43%

Rolling returns

Rolling 1Y · average640 windows since 14 Mar 20147.70%
Rolling 1Y · median7.83%
Rolling 1Y · worst window2.79%
Rolling 1Y · best window13.88%
Rolling 1Y · windows positive100%
Rolling 3Y · average539 windows since 8 Mar 20167.59%
Rolling 3Y · median7.52%
Rolling 3Y · worst window4.72%
Rolling 3Y · best window10.16%
Rolling 3Y · windows positive100%
Rolling 5Y · average436 windows since 14 Mar 20187.58%
Rolling 5Y · median7.75%
Rolling 5Y · worst window5.93%
Rolling 5Y · best window8.97%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.93%
Downside deviation (3Y)0.44%
Maximum drawdown-0.55%

Management

Fund managerMr. Gautam Kaul, Mr. Suyash Choudhary
Managing since1 Dec 2021

What it holds

SecurityWeight
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 1007.7%
HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC4.1%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN273.9%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC3.4%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC2.9%
AXIS BANK LIMITED CD 16DEC262.4%
CANARA BANK CD 29JAN272.4%
Axis Bank Limited (26/02/2027) **2.4%
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC2.4%
POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LAC2.3%
SectorWeight
Financial76.7%
Entities9.4%
Energy & Utilities8.8%
Industrials1.5%
Unspecified0.7%

Portfolio disclosed: 97.1% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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