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OmniAsset › Mutual funds › Bandhan Banking and PSU Debt Fund

Bandhan Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202614.168
CategoryBanking & PSU
PlanRegular · Idcw
Launched26 Feb 2013
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.66%
AUM₹2.85 Cr
Growth of ₹10,000₹13,3152 Sep 2021 to 2 Sep 2026
₹13,332₹12,498₹11,664₹10,830₹9,997Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,315 (+5.9% a year) Bandhan Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.78%
3Y annualised6.85%
5Y annualised5.89%
10Y annualised3.06%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,8616.00%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,97,6996.57%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,07,7126.54%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-5.66%
Calendar 20223.62%
Calendar 20236.74%
Calendar 20247.58%
Calendar 20257.11%

Rolling returns

Rolling 1Y · average640 windows since 14 Mar 20142.54%
Rolling 1Y · median3.79%
Rolling 1Y · worst window-12.86%
Rolling 1Y · best window13.56%
Rolling 1Y · windows positive67%
Rolling 3Y · average539 windows since 8 Mar 20162.17%
Rolling 3Y · median1.66%
Rolling 3Y · worst window-4.58%
Rolling 3Y · best window7.32%
Rolling 3Y · windows positive76%
Rolling 5Y · average436 windows since 14 Mar 20181.81%
Rolling 5Y · median1.20%
Rolling 5Y · worst window-0.13%
Rolling 5Y · best window6.11%
Rolling 5Y · windows positive97%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.93%
Downside deviation (3Y)0.45%
Maximum drawdown-0.56%

Management

Fund managerMr. Gautam Kaul, Mr. Suyash Choudhary
Managing since1 Dec 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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