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OmniAsset › Mutual funds › Bandhan Banking and PSU Debt Fund

Bandhan Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202612.405
CategoryBanking & PSU
PlanDirect · Idcw
Launched26 Feb 2013
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.36%
AUM₹0.03 Cr
Growth of ₹10,000₹10,1822 Sep 2021 to 2 Sep 2026
₹10,607₹10,379₹10,151₹9,923₹9,696Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,182 (+0.4% a year) Bandhan Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised-0.16%
3Y annualised0.31%
5Y annualised0.36%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,19,733-0.41%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,59,870-0.02%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,05,4940.36%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.80%
Calendar 2022-0.36%
Calendar 20232.62%
Calendar 20240.93%
Calendar 20250.07%

Rolling returns

Rolling 1Y · average284 windows since 10 Feb 20211.45%
Rolling 1Y · median0.89%
Rolling 1Y · worst window-1.90%
Rolling 1Y · best window8.56%
Rolling 1Y · windows positive68%
Rolling 3Y · average181 windows since 10 Feb 20231.28%
Rolling 3Y · median1.19%
Rolling 3Y · worst window-1.24%
Rolling 3Y · best window3.25%
Rolling 3Y · windows positive98%
Rolling 5Y · average79 windows since 10 Feb 20251.30%
Rolling 5Y · median1.47%
Rolling 5Y · worst window0.13%
Rolling 5Y · best window2.74%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)7.08%
Downside deviation (3Y)7.01%
Maximum drawdown-7.27%

Management

Fund managerMr. Gautam Kaul, Mr. Suyash Choudhary
Managing since1 Dec 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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