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OmniAsset › Mutual funds › BANDHAN CREDIT RISK FUND

BANDHAN CREDIT RISK FUND

Credit Risk fund benchmarked to NIFTY Credit Risk Bond Index B-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202619.0461
CategoryCredit Risk
PlanDirect · Growth
Launched14 Feb 2017
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1NIFTY Credit Risk Bond Index B-II
Expense ratiodirect plan, a year0.66%
AUM₹27.7 Cr
Growth of ₹10,000₹13,6002 Sep 2021 to 2 Sep 2026
₹13,606₹12,704₹11,803₹10,901₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,600 (+6.3% a year) BANDHAN CREDIT RISK FUND

Performance (trailing, annualised)

1Y annualised6.28%
3Y annualised7.35%
5Y annualised6.34%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,1096.39%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,9176.95%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,14,7246.93%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.99%
Calendar 20224.03%
Calendar 20236.79%
Calendar 20248.45%
Calendar 20257.30%

Rolling returns

Rolling 1Y · average437 windows since 7 Mar 20186.95%
Rolling 1Y · median7.08%
Rolling 1Y · worst window2.75%
Rolling 1Y · best window11.24%
Rolling 1Y · windows positive100%
Rolling 3Y · average333 windows since 12 Mar 20206.90%
Rolling 3Y · median7.22%
Rolling 3Y · worst window5.19%
Rolling 3Y · best window8.47%
Rolling 3Y · windows positive100%
Rolling 5Y · average231 windows since 9 Mar 20226.67%
Rolling 5Y · median6.64%
Rolling 5Y · worst window6.17%
Rolling 5Y · best window7.33%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.95%
Downside deviation (3Y)0.47%
Maximum drawdown-0.45%

Management

Fund managerMr. Gautam Kaul, Mr. Debraj Lahiri
Managing since16 Jul 2022

What it holds

SecurityWeight
POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC8.9%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC8.8%
TATA PROJECTS LIMITED SR P 8.33 NCD 24JU27 FVRS1LAC8.8%
CEAT LIMITED 7.99 NCD 19SP26 FVRS10LAC8.8%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LAC8.7%
AADHAR HOUSING FINANCE LIMITED 7.76 NCD 30NV28 FVRS1LAC8.7%
TRUHOME FINANCE LIMITED SR 39 7.9 NCD 08AG28 FVRS1LAC8.7%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 1008.5%
GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC6.5%
MUTHOOT FINANCE LIMITED 7.85 NCD 22FB29 FVRS1LAC6.5%
SectorWeight
Financial39.5%
Industrials17.5%
Entities11.4%
Materials8.8%
Consumer Discretionary8.8%

Portfolio disclosed: 95.5% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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