BANDHAN CREDIT RISK FUND
Credit Risk fund benchmarked to NIFTY Credit Risk Bond Index B-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.
| Latest NAV2 Sep 2026 | 10.4191 |
|---|---|
| Category | Credit Risk |
| Plan | Regular · Idcw |
| Launched | 14 Feb 2017 |
| Risk labelthe scheme's own riskometer | Moderately High |
| Legal benchmarkSEBI Tier-1 | NIFTY Credit Risk Bond Index B-II |
| Expense ratiodirect plan, a year | 1.67% |
Growth of ₹10,000₹9,9252 Sep 2021 to 2 Sep 2026
₹9,925 (-0.2% a year) BANDHAN CREDIT RISK FUND
| Point | BANDHAN CREDIT RISK FUND |
|---|---|
| 2 Sep 2021 | ₹10,000 |
| 6 Sep 2021 | ₹10,001 |
| 13 Sep 2021 | ₹10,010 |
| 20 Sep 2021 | ₹10,031 |
| 27 Sep 2021 | ₹10,026 |
| 4 Oct 2021 | ₹9,700 |
| 11 Oct 2021 | ₹9,690 |
| 18 Oct 2021 | ₹9,703 |
| 25 Oct 2021 | ₹9,705 |
| 1 Nov 2021 | ₹9,703 |
| 8 Nov 2021 | ₹9,717 |
| 15 Nov 2021 | ₹9,727 |
| 22 Nov 2021 | ₹9,729 |
| 29 Nov 2021 | ₹9,739 |
| 6 Dec 2021 | ₹9,747 |
| 13 Dec 2021 | ₹9,753 |
| 20 Dec 2021 | ₹9,753 |
| 27 Dec 2021 | ₹9,753 |
| 3 Jan 2022 | ₹9,758 |
| 10 Jan 2022 | ₹9,745 |
| 17 Jan 2022 | ₹9,753 |
| 24 Jan 2022 | ₹9,755 |
| 31 Jan 2022 | ₹9,757 |
| 8 Feb 2022 | ₹9,741 |
| 14 Feb 2022 | ₹9,790 |
| 21 Feb 2022 | ₹9,799 |
| 28 Feb 2022 | ₹9,800 |
| 7 Mar 2022 | ₹9,783 |
| 14 Mar 2022 | ₹9,791 |
| 21 Mar 2022 | ₹9,808 |
| 28 Mar 2022 | ₹9,814 |
| 4 Apr 2022 | ₹9,719 |
| 11 Apr 2022 | ₹9,677 |
| 18 Apr 2022 | ₹9,671 |
| 25 Apr 2022 | ₹9,694 |
| 2 May 2022 | ₹9,694 |
| 9 May 2022 | ₹9,611 |
| 17 May 2022 | ₹9,633 |
| 23 May 2022 | ₹9,637 |
| 30 May 2022 | ₹9,648 |
| 6 Jun 2022 | ₹9,627 |
| 13 Jun 2022 | ₹9,624 |
| 20 Jun 2022 | ₹9,644 |
| 27 Jun 2022 | ₹9,658 |
| 4 Jul 2022 | ₹9,680 |
| 11 Jul 2022 | ₹9,692 |
| 18 Jul 2022 | ₹9,703 |
| 25 Jul 2022 | ₹9,711 |
| 1 Aug 2022 | ₹9,738 |
| 8 Aug 2022 | ₹9,740 |
| 17 Aug 2022 | ₹9,774 |
| 22 Aug 2022 | ₹9,776 |
| 29 Aug 2022 | ₹9,783 |
| 5 Sep 2022 | ₹9,802 |
| 12 Sep 2022 | ₹9,814 |
| 19 Sep 2022 | ₹9,802 |
| 26 Sep 2022 | ₹9,780 |
| 3 Oct 2022 | ₹9,716 |
| 10 Oct 2022 | ₹9,702 |
| 17 Oct 2022 | ₹9,728 |
| 25 Oct 2022 | ₹9,737 |
| 31 Oct 2022 | ₹9,746 |
| 7 Nov 2022 | ₹9,752 |
| 14 Nov 2022 | ₹9,796 |
| 21 Nov 2022 | ₹9,806 |
| 28 Nov 2022 | ₹9,828 |
| 5 Dec 2022 | ₹9,840 |
| 12 Dec 2022 | ₹9,847 |
| 19 Dec 2022 | ₹9,861 |
| 26 Dec 2022 | ₹9,854 |
| 2 Jan 2023 | ₹9,869 |
| 9 Jan 2023 | ₹9,880 |
| 16 Jan 2023 | ₹9,892 |
| 23 Jan 2023 | ₹9,903 |
| 30 Jan 2023 | ₹9,893 |
| 6 Feb 2023 | ₹9,921 |
| 13 Feb 2023 | ₹9,913 |
| 20 Feb 2023 | ₹9,924 |
| 27 Feb 2023 | ₹9,918 |
| 6 Mar 2023 | ₹9,937 |
| 13 Mar 2023 | ₹9,958 |
| 20 Mar 2023 | ₹9,984 |
| 27 Mar 2023 | ₹9,992 |
| 3 Apr 2023 | ₹9,743 |
| 10 Apr 2023 | ₹9,766 |
| 17 Apr 2023 | ₹9,784 |
| 24 Apr 2023 | ₹9,799 |
| 2 May 2023 | ₹9,812 |
| 8 May 2023 | ₹9,819 |
| 15 May 2023 | ₹9,822 |
| 2 Jun 2023 | ₹9,534 |
| 5 Jun 2023 | ₹9,523 |
| 12 Jun 2023 | ₹9,532 |
| 19 Jun 2023 | ₹9,549 |
| 26 Jun 2023 | ₹9,558 |
| 3 Jul 2023 | ₹9,556 |
| 10 Jul 2023 | ₹9,569 |
| 17 Jul 2023 | ₹9,593 |
| 24 Jul 2023 | ₹9,592 |
| 31 Jul 2023 | ₹9,586 |
| 7 Aug 2023 | ₹9,612 |
| 14 Aug 2023 | ₹9,624 |
| 21 Aug 2023 | ₹9,617 |
| 28 Aug 2023 | ₹9,651 |
| 4 Sep 2023 | ₹9,645 |
| 11 Sep 2023 | ₹9,645 |
| 18 Sep 2023 | ₹9,679 |
| 25 Sep 2023 | ₹9,672 |
| 3 Oct 2023 | ₹9,525 |
| 9 Oct 2023 | ₹9,512 |
| 16 Oct 2023 | ₹9,538 |
| 23 Oct 2023 | ₹9,537 |
| 30 Oct 2023 | ₹9,555 |
| 6 Nov 2023 | ₹9,572 |
| 13 Nov 2023 | ₹9,585 |
| 20 Nov 2023 | ₹9,606 |
| 28 Nov 2023 | ₹9,611 |
| 4 Dec 2023 | ₹9,617 |
| 11 Dec 2023 | ₹9,626 |
| 18 Dec 2023 | ₹9,658 |
| 26 Dec 2023 | ₹9,674 |
| 1 Jan 2024 | ₹9,682 |
| 8 Jan 2024 | ₹9,694 |
| 15 Jan 2024 | ₹9,714 |
| 23 Jan 2024 | ₹9,722 |
| 29 Jan 2024 | ₹9,733 |
| 5 Feb 2024 | ₹9,754 |
| 12 Feb 2024 | ₹9,762 |
| 20 Feb 2024 | ₹9,781 |
| 26 Feb 2024 | ₹9,794 |
| 4 Mar 2024 | ₹9,809 |
| 11 Mar 2024 | ₹9,831 |
| 18 Mar 2024 | ₹9,832 |
| 26 Mar 2024 | ₹9,844 |
| 2 Apr 2024 | ₹9,558 |
| 8 Apr 2024 | ₹9,561 |
| 15 Apr 2024 | ₹9,570 |
| 22 Apr 2024 | ₹9,578 |
| 29 Apr 2024 | ₹9,589 |
| 6 May 2024 | ₹9,614 |
| 13 May 2024 | ₹9,623 |
| 21 May 2024 | ₹9,646 |
| 27 May 2024 | ₹9,666 |
| 3 Jun 2024 | ₹9,683 |
| 10 Jun 2024 | ₹9,685 |
| 18 Jun 2024 | ₹9,707 |
| 24 Jun 2024 | ₹9,724 |
| 1 Jul 2024 | ₹9,732 |
| 8 Jul 2024 | ₹9,749 |
| 15 Jul 2024 | ₹9,763 |
| 22 Jul 2024 | ₹9,779 |
| 29 Jul 2024 | ₹9,800 |
| 5 Aug 2024 | ₹9,819 |
| 12 Aug 2024 | ₹9,827 |
| 19 Aug 2024 | ₹9,842 |
| 26 Aug 2024 | ₹9,857 |
| 2 Sep 2024 | ₹9,863 |
| 9 Sep 2024 | ₹9,876 |
| 16 Sep 2024 | ₹9,908 |
| 23 Sep 2024 | ₹9,922 |
| 30 Sep 2024 | ₹9,599 |
| 7 Oct 2024 | ₹9,594 |
| 14 Oct 2024 | ₹9,621 |
| 21 Oct 2024 | ₹9,623 |
| 28 Oct 2024 | ₹9,634 |
| 4 Nov 2024 | ₹9,649 |
| 11 Nov 2024 | ₹9,664 |
| 18 Nov 2024 | ₹9,669 |
| 25 Nov 2024 | ₹9,679 |
| 2 Dec 2024 | ₹9,705 |
| 9 Dec 2024 | ₹9,717 |
| 16 Dec 2024 | ₹9,729 |
| 23 Dec 2024 | ₹9,732 |
| 30 Dec 2024 | ₹9,742 |
| 6 Jan 2025 | ₹9,756 |
| 13 Jan 2025 | ₹9,750 |
| 20 Jan 2025 | ₹9,775 |
| 27 Jan 2025 | ₹9,798 |
| 3 Feb 2025 | ₹9,808 |
| 10 Feb 2025 | ₹9,815 |
| 17 Feb 2025 | ₹9,824 |
| 24 Feb 2025 | ₹9,839 |
| 3 Mar 2025 | ₹9,841 |
| 10 Mar 2025 | ₹9,855 |
| 17 Mar 2025 | ₹9,876 |
| 24 Mar 2025 | ₹9,911 |
| 31 Mar 2025 | ₹9,676 |
| 7 Apr 2025 | ₹9,721 |
| 15 Apr 2025 | ₹9,752 |
| 21 Apr 2025 | ₹9,788 |
| 28 Apr 2025 | ₹9,791 |
| 5 May 2025 | ₹9,813 |
| 13 May 2025 | ₹9,819 |
| 19 May 2025 | ₹9,851 |
| 26 May 2025 | ₹9,870 |
| 2 Jun 2025 | ₹9,876 |
| 9 Jun 2025 | ₹9,874 |
| 16 Jun 2025 | ₹9,869 |
| 23 Jun 2025 | ₹9,870 |
| 30 Jun 2025 | ₹9,882 |
| 7 Jul 2025 | ₹9,906 |
| 14 Jul 2025 | ₹9,913 |
| 21 Jul 2025 | ₹9,926 |
| 28 Jul 2025 | ₹9,924 |
| 4 Aug 2025 | ₹9,938 |
| 11 Aug 2025 | ₹9,909 |
| 18 Aug 2025 | ₹9,910 |
| 25 Aug 2025 | ₹9,909 |
| 1 Sep 2025 | ₹9,907 |
| 9 Sep 2025 | ₹9,948 |
| 15 Sep 2025 | ₹9,955 |
| 22 Sep 2025 | ₹9,971 |
| 30 Sep 2025 | ₹9,669 |
| 6 Oct 2025 | ₹9,695 |
| 13 Oct 2025 | ₹9,708 |
| 20 Oct 2025 | ₹9,720 |
| 27 Oct 2025 | ₹9,718 |
| 3 Nov 2025 | ₹9,723 |
| 10 Nov 2025 | ₹9,742 |
| 17 Nov 2025 | ₹9,748 |
| 24 Nov 2025 | ₹9,758 |
| 1 Dec 2025 | ₹9,764 |
| 8 Dec 2025 | ₹9,775 |
| 15 Dec 2025 | ₹9,766 |
| 22 Dec 2025 | ₹9,764 |
| 29 Dec 2025 | ₹9,786 |
| 5 Jan 2026 | ₹9,790 |
| 12 Jan 2026 | ₹9,796 |
| 19 Jan 2026 | ₹9,771 |
| 27 Jan 2026 | ₹9,783 |
| 2 Feb 2026 | ₹9,788 |
| 9 Feb 2026 | ₹9,809 |
| 16 Feb 2026 | ₹9,847 |
| 23 Feb 2026 | ₹9,852 |
| 2 Mar 2026 | ₹9,861 |
| 9 Mar 2026 | ₹9,849 |
| 16 Mar 2026 | ₹9,843 |
| 23 Mar 2026 | ₹9,842 |
| 30 Mar 2026 | ₹9,654 |
| 6 Apr 2026 | ₹9,648 |
| 13 Apr 2026 | ₹9,701 |
| 20 Apr 2026 | ₹9,723 |
| 27 Apr 2026 | ₹9,716 |
| 4 May 2026 | ₹9,710 |
| 11 May 2026 | ₹9,725 |
| 18 May 2026 | ₹9,691 |
| 25 May 2026 | ₹9,698 |
| 1 Jun 2026 | ₹9,718 |
| 8 Jun 2026 | ₹9,770 |
| 15 Jun 2026 | ₹9,810 |
| 22 Jun 2026 | ₹9,826 |
| 29 Jun 2026 | ₹9,871 |
| 6 Jul 2026 | ₹9,903 |
| 13 Jul 2026 | ₹9,891 |
| 20 Jul 2026 | ₹9,882 |
| 27 Jul 2026 | ₹9,902 |
| 3 Aug 2026 | ₹9,908 |
| 10 Aug 2026 | ₹9,933 |
| 17 Aug 2026 | ₹9,934 |
| 24 Aug 2026 | ₹9,917 |
| 31 Aug 2026 | ₹9,919 |
| 2 Sep 2026 | ₹9,925 |
Performance (trailing, annualised)
| 1Y annualised | 0.12% |
|---|---|
| 3Y annualised | 1.00% |
| 5Y annualised | -0.15% |
Point-to-point from the fund's own published NAV; a period the history does not span is left out.
SIP returns
| SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,736 | 2.68% |
|---|---|
| SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,66,681 | 1.20% |
| SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,11,053 | 0.72% |
₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).
Calendar years
| Calendar 2021 | -1.36% |
|---|---|
| Calendar 2022 | 1.12% |
| Calendar 2023 | -1.89% |
| Calendar 2024 | 0.73% |
| Calendar 2025 | 0.47% |
Rolling returns
| Rolling 1Y · average436 windows since 7 Mar 2018 | 0.09% |
|---|---|
| Rolling 1Y · median | 0.17% |
| Rolling 1Y · worst window | -5.36% |
| Rolling 1Y · best window | 4.64% |
| Rolling 1Y · windows positive | 56% |
| Rolling 3Y · average332 windows since 12 Mar 2020 | -0.03% |
| Rolling 3Y · median | -0.05% |
| Rolling 3Y · worst window | -1.34% |
| Rolling 3Y · best window | 1.73% |
| Rolling 3Y · windows positive | 44% |
| Rolling 5Y · average230 windows since 9 Mar 2022 | -0.09% |
| Rolling 5Y · median | -0.17% |
| Rolling 5Y · worst window | -0.48% |
| Rolling 5Y · best window | 0.73% |
| Rolling 5Y · windows positive | 29% |
Every window of that length in the published history, so one lucky start date cannot flatter the fund.
Risk
| Volatility (3Y) | 4.03% |
|---|---|
| Downside deviation (3Y) | 3.93% |
| Maximum drawdown | -3.49% |
Management
| Fund manager | Mr. Gautam Kaul, Mr. Debraj Lahiri |
|---|---|
| Managing since | 16 Jul 2022 |
Related
Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.
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