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OmniAsset › Mutual funds › BANDHAN ULTRA SHORT TO SHORT TERM FUND

BANDHAN ULTRA SHORT TO SHORT TERM FUND

Ultra Short Duration fund benchmarked to NIFTY Low Duration Debt Index A-I. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202642.4815
CategoryUltra Short Duration
PlanDirect · Growth
Launched12 Jan 2006
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1NIFTY Low Duration Debt Index A-I
Expense ratiodirect plan, a year0.36%
AUM₹4,503 Cr
Growth of ₹10,000₹13,6032 Sep 2021 to 2 Sep 2026
₹13,603₹12,702₹11,801₹10,900₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,603 (+6.3% a year) BANDHAN ULTRA SHORT TO SHORT TERM FUND

Performance (trailing, annualised)

1Y annualised6.28%
3Y annualised7.16%
5Y annualised6.35%
10Y annualised6.73%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,1536.45%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,9726.96%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,14,3686.91%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.71%
Calendar 20224.30%
Calendar 20237.21%
Calendar 20247.59%
Calendar 20257.49%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20147.40%
Rolling 1Y · median7.62%
Rolling 1Y · worst window3.01%
Rolling 1Y · best window10.62%
Rolling 1Y · windows positive100%
Rolling 3Y · average548 windows since 4 Jan 20167.22%
Rolling 3Y · median7.47%
Rolling 3Y · worst window4.70%
Rolling 3Y · best window9.62%
Rolling 3Y · windows positive100%
Rolling 5Y · average446 windows since 2 Jan 20187.05%
Rolling 5Y · median6.47%
Rolling 5Y · worst window5.92%
Rolling 5Y · best window8.81%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.48%
Downside deviation (3Y)0.15%
Maximum drawdown-0.24%

Management

Fund managerMr. Harshal Joshi
Managing since28 Jul 2021

What it holds

SecurityWeight
POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC7.2%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LAC3.9%
BAJAJ HOUSING FINANCE LIMITED 7.83 NCD 18MY29 FVRS1LAC3.8%
BAJAJ HOUSING FINANCE LIMITED 7.10 NCD 16OT28 FVRS1LAC3.3%
HDFC BANK LIMITED CD 22JAN273.3%
TATA CAPITAL HOUSING FINANCE LIMITED SR D 8.10 NCD 19FB27 FVRS1LAC3.3%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC3.0%
BANK OF BARODA CD 25JAN272.6%
GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 1002.4%
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 1002.3%
SectorWeight
Financial91.7%
Unspecified1.8%
Entities0.1%
Industrials0.0%

Portfolio disclosed: 93.6% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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