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OmniAsset › Mutual funds › BANK OF INDIA BALANCED ADVANTAGE FUND

BANK OF INDIA BALANCED ADVANTAGE FUND

Balanced Advantage fund benchmarked to Nifty 50 Hybrid Composite Debt 50: 50 Index TRI. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202628.5072
CategoryBalanced Advantage
PlanDirect · Growth
Launched21 Feb 2014
Risk labelthe scheme's own riskometerVery High
Legal benchmarkSEBI Tier-1Nifty 50 Hybrid Composite Debt 50: 50 Index TRI
Expense ratiodirect plan, a year1.40%
AUM₹16.2 Cr
Growth of ₹10,000₹16,6722 Sep 2021 to 2 Sep 2026
₹16,989₹15,119₹13,249₹11,379₹9,510Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹16,672 (+10.8% a year) BANK OF INDIA BALANCED ADVANTAGE FUND

Performance (trailing, annualised)

1Y annualised7.42%
3Y annualised10.02%
5Y annualised10.77%
10Y annualised7.69%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,0254.69%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,96,3786.35%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,59,7959.38%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20217.70%
Calendar 202216.88%
Calendar 202319.41%
Calendar 20247.53%
Calendar 20259.82%

Rolling returns

Rolling 1Y · average590 windows since 25 Mar 20158.50%
Rolling 1Y · median8.36%
Rolling 1Y · worst window-15.33%
Rolling 1Y · best window29.99%
Rolling 1Y · windows positive86%
Rolling 3Y · average488 windows since 28 Mar 20178.33%
Rolling 3Y · median9.02%
Rolling 3Y · worst window-2.49%
Rolling 3Y · best window17.45%
Rolling 3Y · windows positive97%
Rolling 5Y · average385 windows since 26 Mar 20197.58%
Rolling 5Y · median6.05%
Rolling 5Y · worst window1.21%
Rolling 5Y · best window14.57%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)9.94%
Downside deviation (3Y)7.15%
Maximum drawdown-12.79%

Management

Fund managerMr.Alok Singh
Managing since1 Dec 2021

What it holds

SecurityWeight
Reliance Industries Ltd3.9%
ICICI Bank Ltd3.7%
IRB InvIT Fund EQ3.4%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC2.8%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC2.8%
GOVERNMENT OF INDIA 37458 364 DAYS TBILL 28MY27 FV RS 1002.4%
Bharti Airtel Ltd2.3%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC2.3%
Adani Ports and Special Economic Zone Ltd2.0%
Shriram Transport Finance Company Ltd2.0%
SectorWeight
Financial27.5%
Industrials9.9%
Energy & Utilities7.5%
Technology6.5%
Materials5.8%

Portfolio disclosed: 73.5% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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