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OmniAsset › Mutual funds › BANK OF INDIA CONSERVATIVE HYBRID FUND

BANK OF INDIA CONSERVATIVE HYBRID FUND

Medium to Long Duration fund benchmarked to CRISIL Hybrid 85 + 15 - Conservative Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202638.0857
CategoryMedium to Long Duration
PlanDirect · Growth
Launched28 Jan 2009
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Hybrid 85 + 15 - Conservative Index
Expense ratiodirect plan, a year1.20%
AUM₹8.01 Cr
Growth of ₹10,000₹15,9862 Sep 2021 to 2 Sep 2026
₹16,028₹14,492₹12,957₹11,422₹9,887Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹15,986 (+9.8% a year) BANK OF INDIA CONSERVATIVE HYBRID FUND

Performance (trailing, annualised)

1Y annualised4.35%
3Y annualised6.92%
5Y annualised9.84%
10Y annualised7.43%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,22,6124.04%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,88,6655.04%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,21,0617.28%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20219.00%
Calendar 202222.17%
Calendar 202311.32%
Calendar 20248.00%
Calendar 20255.18%

Rolling returns

Rolling 1Y · average648 windows since 15 Jan 20148.83%
Rolling 1Y · median10.06%
Rolling 1Y · worst window-13.84%
Rolling 1Y · best window28.68%
Rolling 1Y · windows positive87%
Rolling 3Y · average546 windows since 18 Jan 20168.63%
Rolling 3Y · median9.31%
Rolling 3Y · worst window-1.06%
Rolling 3Y · best window16.30%
Rolling 3Y · windows positive96%
Rolling 5Y · average444 windows since 16 Jan 20188.12%
Rolling 5Y · median7.93%
Rolling 5Y · worst window2.81%
Rolling 5Y · best window13.62%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)3.92%
Downside deviation (3Y)2.81%
Maximum drawdown-4.11%

Management

Fund managerMr.Alok Singh
Managing since21 May 2012

What it holds

SecurityWeight
CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 1007.9%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC7.8%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC7.8%
TATA CAPITAL HOUSING FINANCE LIMITED SR F 7.73 NCD 14JN30 FVRS1LAC4.6%
MUTHOOT FINANCE LIMITED 8.90 NCD 07OT27 FVRS1LAC3.9%
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC3.1%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LAC3.1%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC3.1%
BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC3.1%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC3.1%
SectorWeight
Financial43.3%
Entities12.1%
Consumer Staples3.7%
Energy & Utilities2.8%
Healthcare2.5%

Portfolio disclosed: 71.6% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 3 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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