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OmniAsset › Mutual funds › BANK OF INDIA CREDIT RISK FUND

BANK OF INDIA CREDIT RISK FUND

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202614.4232
CategoryCredit Risk
PlanRegular · Growth
Launched6 Feb 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year1.36%
AUM₹67.7 Cr
Growth of ₹10,000₹14,97831 Mar 2022 to 2 Sep 2026
₹14,978₹13,733₹12,489₹11,244₹10,000Mar 2022May 2023Jun 2024Jul 2025Sep 2026
₹14,978 (+9.6% a year) BANK OF INDIA CREDIT RISK FUND

Performance (trailing, annualised)

1Y annualised17.31%
3Y annualised9.65%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,31,00217.36%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,29,99211.88%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20235.56%
Calendar 20246.01%
Calendar 20256.52%

Rolling returns

Rolling 1Y · average176 windows since 31 Mar 20237.49%
Rolling 1Y · median6.12%
Rolling 1Y · worst window4.10%
Rolling 1Y · best window17.13%
Rolling 1Y · windows positive100%
Rolling 3Y · average74 windows since 31 Mar 20257.16%
Rolling 3Y · median6.08%
Rolling 3Y · worst window5.41%
Rolling 3Y · best window9.67%
Rolling 3Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)4.27%
Downside deviation (3Y)0.23%
Maximum drawdown-0.21%

Management

Fund managerMr.Alok Singh
Managing since27 Feb 2015

Related

Source: the OmniAsset signed reference snapshot, as of 3 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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