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OmniAsset › Mutual funds › BANK OF INDIA CREDIT RISK FUND

BANK OF INDIA CREDIT RISK FUND

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202614.8578
CategoryCredit Risk
PlanDirect · Growth
Launched6 Feb 2015
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year0.61%
AUM₹26.4 Cr
Growth of ₹10,000₹15,21331 Mar 2022 to 2 Sep 2026
₹15,213₹13,909₹12,606₹11,303₹10,000Mar 2022May 2023Jun 2024Jul 2025Sep 2026
₹15,213 (+9.9% a year) BANK OF INDIA CREDIT RISK FUND

Performance (trailing, annualised)

1Y annualised17.88%
3Y annualised10.08%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,31,39117.99%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,33,00012.36%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20235.83%
Calendar 20246.37%
Calendar 20256.95%

Rolling returns

Rolling 1Y · average176 windows since 31 Mar 20237.85%
Rolling 1Y · median6.49%
Rolling 1Y · worst window4.36%
Rolling 1Y · best window17.69%
Rolling 1Y · windows positive100%
Rolling 3Y · average74 windows since 31 Mar 20257.52%
Rolling 3Y · median6.42%
Rolling 3Y · worst window5.73%
Rolling 3Y · best window10.10%
Rolling 3Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)4.27%
Downside deviation (3Y)0.23%
Maximum drawdown-0.21%

Management

Fund managerMr.Alok Singh
Managing since27 Feb 2015

What it holds

SecurityWeight
INDIAN BANK CD 04DEC269.0%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC8.7%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC7.6%
BIRLA CORPORATION LIMITED SR-VI 9.25 LOA 18AG26 FVRS10LAC7.1%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LAC5.5%
360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LAC5.4%
RASHTRIYA CHEMICALS AND FERTILIZERS LIMITED SR I 7.99 BD 07AG27 FVRS1LAC5.4%
MANAPPURAM FINANCE LIMITED 9.10 NCD 19AG26 FVRS1LAC5.4%
JSW STEEL LIMITED 8.39 NCD 13MY27 FVRS1LAC5.4%
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC5.3%
SectorWeight
Materials36.4%
Financial19.8%
Consumer Staples8.7%
Unspecified0.5%

Portfolio disclosed: 65.4% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 3 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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