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OmniAsset › Mutual funds › BANK OF INDIA LIQUID FUND

BANK OF INDIA LIQUID FUND

Liquid fund benchmarked to CRISIL Liquid Debt A-I Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20263267.0652
CategoryLiquid
PlanDirect · Growth
Launched9 Jul 2008
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1CRISIL Liquid Debt A-I Index
Expense ratiodirect plan, a year0.09%
AUM₹1,320 Cr
Growth of ₹10,000₹13,6132 Sep 2021 to 2 Sep 2026
₹13,613₹12,709₹11,806₹10,903₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,613 (+6.4% a year) BANK OF INDIA LIQUID FUND

Performance (trailing, annualised)

1Y annualised6.51%
3Y annualised6.99%
5Y annualised6.36%
10Y annualised6.13%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,3236.71%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,0306.79%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,12,2456.79%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.34%
Calendar 20224.94%
Calendar 20237.16%
Calendar 20247.47%
Calendar 20256.61%

Rolling returns

Rolling 1Y · average657 windows since 7 Jan 20146.78%
Rolling 1Y · median7.10%
Rolling 1Y · worst window3.22%
Rolling 1Y · best window9.88%
Rolling 1Y · windows positive100%
Rolling 3Y · average553 windows since 5 Jan 20166.53%
Rolling 3Y · median6.95%
Rolling 3Y · worst window4.06%
Rolling 3Y · best window8.97%
Rolling 3Y · windows positive100%
Rolling 5Y · average449 windows since 2 Jan 20186.29%
Rolling 5Y · median5.89%
Rolling 5Y · worst window5.22%
Rolling 5Y · best window8.28%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.24%
Downside deviation (3Y)0.00%
Maximum drawdown-0.01%

Management

Fund managerMr.Mithraem Bharucha
Managing since17 Aug 2021

What it holds

SecurityWeight
GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 1006.0%
91 Days Tbill (MD 17/09/2026)5.8%
KOTAK MAHINDRA BANK LIMITED CD 31AUG264.3%
GOVERNMENT OF INDIA 37087 182 DAYS TBILL 21AG26 FV RS 1003.1%
GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 1003.1%
GODREJ AGROVET LIMITED 60D CP 31AUG262.9%
BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 18AUG262.9%
KOTAK SECURITIES LTD 91D CP 20AUG262.9%
ICICI BANK LIMITED CD 31AUG262.9%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 11SEP262.9%
SectorWeight
Financial94.0%
Consumer Staples2.9%
Energy & Utilities1.4%
Unspecified0.3%

Portfolio disclosed: 98.6% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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