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OmniAsset › Mutual funds › Bank of India Multi Asset Allocation Fund

Bank of India Multi Asset Allocation Fund

Multi Asset fund benchmarked to 40% of Nifty 500 TRI + 40% of Nifty Composite Debt Index + 15% of Domestic Prices of Gold + 5% of Domestic prices of Silver. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.1679
CategoryMulti Asset
PlanDirect · Growth
Launched7 Feb 2024
Risk labelthe scheme's own riskometerHigh
Legal benchmarkSEBI Tier-140% of Nifty 500 TRI + 40% of Nifty Composite Debt Index + 15% of Domestic Prices of Gold + 5% of Domestic prices of Silver
Expense ratiodirect plan, a year1.11%
AUM₹10.5 Cr
Growth of ₹10,000₹13,1421 Mar 2024 to 2 Sep 2026
₹13,297₹12,450₹11,603₹10,756₹9,909Mar 2024Oct 2024Jun 2025Jan 2026Sep 2026
₹13,142 (+11.5% a year) Bank of India Multi Asset Allocation Fund

Performance (trailing, annualised)

1Y annualised13.86%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,28,12912.75%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202511.42%

Rolling returns

Rolling 1Y · average78 windows since 3 Mar 202510.04%
Rolling 1Y · median9.09%
Rolling 1Y · worst window2.82%
Rolling 1Y · best window21.63%
Rolling 1Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)9.02%
Downside deviation (3Y)6.62%
Maximum drawdown-9.36%

Management

Fund managerMr. Mithraem Bharucha, Mr. Nilesh Jethani
Managing since3 Sep 2026

What it holds

SecurityWeight
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 177 7.44 BD 28FB34 FVRS1LAC6.9%
ICICI Prudential Gold Exchange Traded Fund IDCW5.7%
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC5.4%
BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC4.9%
TATA CAPITAL HOUSING FINANCE LIMITED SR F 7.73 NCD 14JN30 FVRS1LAC4.4%
DSP Gold ETF - Growth3.4%
State Bank of India3.4%
Nippon India ETF Gold BeES IDCW3.3%
ICICI Bank Ltd3.3%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 1003.3%
SectorWeight
Financial46.8%
Unspecified12.3%
Industrials8.5%
Technology6.7%
Consumer Discretionary6.6%

Portfolio disclosed: 94.3% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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