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OmniAsset › Mutual funds › BANK OF INDIA OVERNIGHT FUND

BANK OF INDIA OVERNIGHT FUND

Overnight fund benchmarked to CRISIL Liquid Overnight Index (AI). Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20261400.2796
CategoryOvernight
PlanDirect · Growth
Launched27 Jan 2020
Risk labelthe scheme's own riskometerLow
Legal benchmarkSEBI Tier-1CRISIL Liquid Overnight Index (AI)
Expense ratiodirect plan, a year0.09%
AUM₹38.3 Cr
Growth of ₹10,000₹13,2732 Sep 2021 to 2 Sep 2026
₹13,273₹12,454₹11,636₹10,818₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,273 (+5.8% a year) BANK OF INDIA OVERNIGHT FUND

Performance (trailing, annualised)

1Y annualised5.54%
3Y annualised6.24%
5Y annualised5.83%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,5735.54%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,93,9125.93%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,99,6586.08%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.27%
Calendar 20224.78%
Calendar 20236.81%
Calendar 20246.81%
Calendar 20255.92%

Rolling returns

Rolling 1Y · average289 windows since 2 Feb 20215.35%
Rolling 1Y · median5.76%
Rolling 1Y · worst window3.19%
Rolling 1Y · best window6.88%
Rolling 1Y · windows positive100%
Rolling 3Y · average186 windows since 31 Jan 20235.65%
Rolling 3Y · median5.98%
Rolling 3Y · worst window3.96%
Rolling 3Y · best window6.56%
Rolling 3Y · windows positive100%
Rolling 5Y · average82 windows since 2 Feb 20255.45%
Rolling 5Y · median5.46%
Rolling 5Y · worst window5.09%
Rolling 5Y · best window5.82%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.22%
Downside deviation (3Y)0.00%
Maximum drawdown0.00%

Management

Fund managerMr.Mithraem Bharucha
Managing since17 Aug 2021

What it holds

SecurityWeight
GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 1002.4%
GOVERNMENT OF INDIA 37087 182 DAYS TBILL 21AG26 FV RS 1001.6%
SectorWeight
Financial4.0%

Portfolio disclosed: 4.0% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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