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OmniAsset › Mutual funds › BANK OF INDIA SHORT TERM FUND

BANK OF INDIA SHORT TERM FUND

Short Duration fund benchmarked to CRISIL Short Duration Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202631.0572
CategoryShort Duration
PlanDirect · Growth
Launched3 Dec 2008
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Short Duration Debt A-II Index
Expense ratiodirect plan, a year0.54%
AUM₹145 Cr
Growth of ₹10,000₹16,6982 Sep 2021 to 2 Sep 2026
₹16,698₹15,023₹13,349₹11,674₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹16,698 (+10.8% a year) BANK OF INDIA SHORT TERM FUND

Performance (trailing, annualised)

1Y annualised5.71%
3Y annualised7.68%
5Y annualised10.80%
10Y annualised5.83%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,7855.88%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,01,6267.23%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,46,2288.65%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.46%
Calendar 202227.43%
Calendar 20236.43%
Calendar 20249.69%
Calendar 20257.59%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20147.15%
Rolling 1Y · median8.08%
Rolling 1Y · worst window-19.26%
Rolling 1Y · best window28.46%
Rolling 1Y · windows positive87%
Rolling 3Y · average548 windows since 4 Jan 20166.66%
Rolling 3Y · median8.75%
Rolling 3Y · worst window-3.97%
Rolling 3Y · best window14.59%
Rolling 3Y · windows positive79%
Rolling 5Y · average445 windows since 9 Jan 20185.72%
Rolling 5Y · median4.14%
Rolling 5Y · worst window0.25%
Rolling 5Y · best window10.92%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.46%
Downside deviation (3Y)0.48%
Maximum drawdown-0.56%

Management

Fund managerMr.Mithraem Bharucha
Managing since17 Aug 2021

What it holds

SecurityWeight
LIC HOUSING FINANCE LTD TR 456 6.90 NCD 17SP27 FVRS1LAC7.3%
BANK OF BARODA CD 07DEC267.2%
L&T FINANCE LIMITED 364D CP 19MAR277.0%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 1005.5%
CANARA BANK CD 12MAR275.3%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN275.2%
TORRENT PHARMACEUTICALS LTD SR 2 7.60 NCD 19JN29 FVRS1LAC4.4%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 1004.0%
GODREJ INDUSTRIES LIMITED SR II 8.40 NCD 27AG27 FVRS1LAC3.7%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC3.7%
SectorWeight
Financial63.0%
Entities11.3%
Materials4.8%
Healthcare4.4%
Diversified3.7%

Portfolio disclosed: 89.3% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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