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OmniAsset › Mutual funds › BANK OF INDIA SHORT TERM FUND

BANK OF INDIA SHORT TERM FUND

Short Duration fund benchmarked to CRISIL Short Duration Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202615.0995
CategoryShort Duration
PlanDirect · Idcw
Launched3 Dec 2008
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Short Duration Debt A-II Index
Expense ratiodirect plan, a year0.54%
AUM₹0.88 Cr
Growth of ₹10,000₹16,6902 Sep 2021 to 2 Sep 2026
₹16,691₹15,018₹13,345₹11,672₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹16,690 (+10.8% a year) BANK OF INDIA SHORT TERM FUND

Performance (trailing, annualised)

1Y annualised5.70%
3Y annualised7.68%
5Y annualised10.79%
10Y annualised3.76%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,7825.87%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,01,5977.23%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,46,1008.65%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.44%
Calendar 202227.40%
Calendar 20236.42%
Calendar 20249.69%
Calendar 20257.59%

Rolling returns

Rolling 1Y · average643 windows since 20 Feb 20143.36%
Rolling 1Y · median1.60%
Rolling 1Y · worst window-19.25%
Rolling 1Y · best window28.43%
Rolling 1Y · windows positive73%
Rolling 3Y · average542 windows since 15 Feb 20163.01%
Rolling 3Y · median0.94%
Rolling 3Y · worst window-7.02%
Rolling 3Y · best window14.58%
Rolling 3Y · windows positive71%
Rolling 5Y · average440 windows since 14 Feb 20182.26%
Rolling 5Y · median0.52%
Rolling 5Y · worst window-3.95%
Rolling 5Y · best window10.91%
Rolling 5Y · windows positive67%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.46%
Downside deviation (3Y)0.48%
Maximum drawdown-0.56%

Management

Fund managerMr.Mithraem Bharucha
Managing since17 Aug 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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