OmniAsset
Get app

OmniAsset › Mutual funds › BANK OF INDIA ULTRA SHORT TERM FUND

BANK OF INDIA ULTRA SHORT TERM FUND

Ultra Short Duration fund benchmarked to CRISIL Ultra Short Duration Debt A-I Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 20263508.5392
CategoryUltra Short Duration
PlanDirect · Bonus
Launched9 Jul 2008
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1CRISIL Ultra Short Duration Debt A-I Index
Expense ratiodirect plan, a year0.45%
Growth of ₹10,000₹13,5202 Sep 2021 to 2 Sep 2026
₹13,520₹12,640₹11,760₹10,880₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,520 (+6.2% a year) BANK OF INDIA ULTRA SHORT TERM FUND

Performance (trailing, annualised)

1Y annualised6.59%
3Y annualised6.94%
5Y annualised6.22%
10Y annualised6.49%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,4356.90%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,8186.93%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,11,7626.77%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.38%
Calendar 20224.58%
Calendar 20236.68%
Calendar 20247.20%
Calendar 20257.00%

Rolling returns

Rolling 1Y · average574 windows since 30 Jun 20156.87%
Rolling 1Y · median7.13%
Rolling 1Y · worst window3.22%
Rolling 1Y · best window9.66%
Rolling 1Y · windows positive100%
Rolling 3Y · average472 windows since 29 Jun 20176.62%
Rolling 3Y · median6.87%
Rolling 3Y · worst window4.30%
Rolling 3Y · best window9.04%
Rolling 3Y · windows positive100%
Rolling 5Y · average369 windows since 2 Jul 20196.38%
Rolling 5Y · median5.84%
Rolling 5Y · worst window5.35%
Rolling 5Y · best window8.53%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.38%
Downside deviation (3Y)0.06%
Maximum drawdown-0.07%

Management

Fund managerMr.Mithraem Bharucha
Managing since17 Aug 2021

Related

Source: the OmniAsset signed reference snapshot, as of 3 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker