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OmniAsset › Mutual funds › DSP Banking and PSU Debt Fund

DSP Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202625.3334
CategoryBanking & PSU
PlanRegular · Growth
Launched10 Sep 2013
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.61%
AUM₹594 Cr
Growth of ₹10,000₹13,2072 Sep 2021 to 2 Sep 2026
₹13,268₹12,450₹11,632₹10,814₹9,997Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,207 (+5.7% a year) DSP Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised4.74%
3Y annualised6.69%
5Y annualised5.72%
10Y annualised6.69%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,22,9814.62%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,94,0185.95%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,02,3266.23%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.10%
Calendar 20223.21%
Calendar 20236.71%
Calendar 20248.64%
Calendar 20256.82%

Rolling returns

Rolling 1Y · average614 windows since 16 Sep 20147.44%
Rolling 1Y · median7.60%
Rolling 1Y · worst window1.99%
Rolling 1Y · best window12.63%
Rolling 1Y · windows positive100%
Rolling 3Y · average511 windows since 22 Sep 20167.27%
Rolling 3Y · median7.40%
Rolling 3Y · worst window4.15%
Rolling 3Y · best window10.50%
Rolling 3Y · windows positive100%
Rolling 5Y · average409 windows since 21 Sep 20187.16%
Rolling 5Y · median6.93%
Rolling 5Y · worst window5.46%
Rolling 5Y · best window8.87%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.40%
Downside deviation (3Y)0.82%
Maximum drawdown-1.11%

Management

Fund managerMr. Shantanu Godambe, Mr. Sandeep Yadav
Managing since1 Jun 2023

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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