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OmniAsset › Mutual funds › DSP Banking and PSU Debt Fund

DSP Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.6042
CategoryBanking & PSU
PlanRegular · Idcw
Launched10 Sep 2013
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.61%
AUM₹0.52 Cr
Growth of ₹10,000₹10,1202 Sep 2021 to 2 Sep 2026
₹10,575₹10,339₹10,103₹9,867₹9,632Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,120 (+0.2% a year) DSP Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised0.49%
3Y annualised0.29%
5Y annualised0.24%
10Y annualised-0.07%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,0490.07%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,60,2040.04%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,05,7360.37%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-7.13%
Calendar 2022-1.23%
Calendar 20232.88%
Calendar 20241.16%
Calendar 2025-0.70%

Rolling returns

Rolling 1Y · average614 windows since 16 Sep 20140.31%
Rolling 1Y · median0.57%
Rolling 1Y · worst window-7.32%
Rolling 1Y · best window5.56%
Rolling 1Y · windows positive58%
Rolling 3Y · average511 windows since 22 Sep 20160.17%
Rolling 3Y · median0.09%
Rolling 3Y · worst window-2.12%
Rolling 3Y · best window2.90%
Rolling 3Y · windows positive53%
Rolling 5Y · average409 windows since 21 Sep 20180.02%
Rolling 5Y · median0.01%
Rolling 5Y · worst window-1.23%
Rolling 5Y · best window1.24%
Rolling 5Y · windows positive51%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)6.45%
Downside deviation (3Y)6.34%
Maximum drawdown-7.27%

Management

Fund managerMr. Shantanu Godambe, Mr. Sandeep Yadav
Managing since1 Jun 2023

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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