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OmniAsset › Mutual funds › DSP Banking and PSU Debt Fund

DSP Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202626.3146
CategoryBanking & PSU
PlanDirect · Growth
Launched10 Sep 2013
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.34%
AUM₹2,778 Cr
Growth of ₹10,000₹13,3822 Sep 2021 to 2 Sep 2026
₹13,442₹12,581₹11,720₹10,859₹9,999Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,382 (+6.0% a year) DSP Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.02%
3Y annualised6.98%
5Y annualised6.00%
10Y annualised6.99%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,1634.90%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,95,7476.24%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,07,3876.52%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.37%
Calendar 20223.47%
Calendar 20236.98%
Calendar 20248.91%
Calendar 20257.13%

Rolling returns

Rolling 1Y · average614 windows since 16 Sep 20147.75%
Rolling 1Y · median7.91%
Rolling 1Y · worst window2.25%
Rolling 1Y · best window12.95%
Rolling 1Y · windows positive100%
Rolling 3Y · average511 windows since 22 Sep 20167.58%
Rolling 3Y · median7.73%
Rolling 3Y · worst window4.41%
Rolling 3Y · best window10.91%
Rolling 3Y · windows positive100%
Rolling 5Y · average409 windows since 21 Sep 20187.47%
Rolling 5Y · median7.22%
Rolling 5Y · worst window5.73%
Rolling 5Y · best window9.21%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.40%
Downside deviation (3Y)0.82%
Maximum drawdown-1.09%

Management

Fund managerMr. Shantanu Godambe, Mr. Sandeep Yadav
Managing since1 Jun 2023

What it holds

SecurityWeight
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC5.4%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 1004.4%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 1003.5%
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC3.2%
GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LAC3.2%
STATE DEVELOPMENT LOAN 35765 HAR 26MR39 7.08 FV RS 1003.1%
EXPORT IMPORT BANK OF INDIA SR AB01 7.23 BD 18MR31 FVRS1LAC3.1%
BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LAC3.1%
HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC3.1%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC3.1%
SectorWeight
Financial65.9%
Entities9.5%
Energy & Utilities9.3%
Unspecified7.3%
Technology6.3%

Portfolio disclosed: 98.4% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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