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OmniAsset › Mutual funds › DSP Credit Risk Fund

DSP Credit Risk Fund

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202655.1147
CategoryCredit Risk
PlanRegular · Growth
Launched12 May 2003
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year1.22%
AUM₹141 Cr
Growth of ₹10,000₹17,9552 Sep 2021 to 2 Sep 2026
₹17,967₹15,975₹13,983₹11,991₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹17,955 (+12.4% a year) DSP Credit Risk Fund

Performance (trailing, annualised)

1Y annualised10.42%
3Y annualised15.86%
5Y annualised12.42%
10Y annualised7.95%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,28,00612.55%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,46,09014.43%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹8,49,21913.86%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20212.87%
Calendar 20229.25%
Calendar 202315.59%
Calendar 20247.80%
Calendar 202521.04%

Rolling returns

Rolling 1Y · average998 windows since 2 Apr 20077.97%
Rolling 1Y · median7.90%
Rolling 1Y · worst window-4.65%
Rolling 1Y · best window23.29%
Rolling 1Y · windows positive96%
Rolling 3Y · average894 windows since 2 Apr 20097.62%
Rolling 3Y · median7.32%
Rolling 3Y · worst window1.46%
Rolling 3Y · best window16.12%
Rolling 3Y · windows positive100%
Rolling 5Y · average791 windows since 5 Apr 20117.29%
Rolling 5Y · median7.33%
Rolling 5Y · worst window2.90%
Rolling 5Y · best window12.46%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)7.43%
Downside deviation (3Y)0.98%
Maximum drawdown-1.82%

Management

Fund managerMr. Vivek Ramakrishnan, Mr. Shalini Vasanta, Mr. Kunal Khudania
Managing since17 Jul 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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