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OmniAsset › Mutual funds › DSP Credit Risk Fund

DSP Credit Risk Fund

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202612.6295
CategoryCredit Risk
PlanRegular · Idcw
Launched12 May 2003
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year1.22%
AUM₹0.94 Cr
Growth of ₹10,000₹10,9022 Sep 2021 to 2 Sep 2026
₹12,121₹11,580₹11,039₹10,498₹9,957Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,902 (+1.7% a year) DSP Credit Risk Fund

Performance (trailing, annualised)

1Y annualised5.29%
3Y annualised2.03%
5Y annualised1.74%
10Y annualised0.79%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,4596.93%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,73,6052.42%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,27,2451.75%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-0.62%
Calendar 20226.69%
Calendar 20235.28%
Calendar 2024-6.58%
Calendar 2025-0.02%

Rolling returns

Rolling 1Y · average998 windows since 2 Apr 20070.96%
Rolling 1Y · median0.99%
Rolling 1Y · worst window-13.19%
Rolling 1Y · best window7.47%
Rolling 1Y · windows positive75%
Rolling 3Y · average894 windows since 2 Apr 20090.96%
Rolling 3Y · median1.01%
Rolling 3Y · worst window-3.25%
Rolling 3Y · best window6.19%
Rolling 3Y · windows positive78%
Rolling 5Y · average791 windows since 5 Apr 20110.96%
Rolling 5Y · median1.02%
Rolling 5Y · worst window-0.85%
Rolling 5Y · best window4.39%
Rolling 5Y · windows positive82%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)16.12%
Downside deviation (3Y)14.30%
Maximum drawdown-17.77%

Management

Fund managerMr. Vivek Ramakrishnan, Mr. Shalini Vasanta, Mr. Kunal Khudania
Managing since17 Jul 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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