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OmniAsset › Mutual funds › DSP Credit Risk Fund

DSP Credit Risk Fund

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202660.7231
CategoryCredit Risk
PlanDirect · Growth
Launched12 May 2003
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year0.43%
AUM₹103 Cr
Growth of ₹10,000₹18,6902 Sep 2021 to 2 Sep 2026
₹18,694₹16,520₹14,347₹12,173₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹18,690 (+13.3% a year) DSP Credit Risk Fund

Performance (trailing, annualised)

1Y annualised11.31%
3Y annualised16.76%
5Y annualised13.33%
10Y annualised8.78%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,28,56813.45%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,51,90715.33%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹8,68,20514.76%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.74%
Calendar 202210.12%
Calendar 202316.57%
Calendar 20248.62%
Calendar 202521.99%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20149.24%
Rolling 1Y · median9.08%
Rolling 1Y · worst window-3.83%
Rolling 1Y · best window24.23%
Rolling 1Y · windows positive94%
Rolling 3Y · average548 windows since 4 Jan 20168.41%
Rolling 3Y · median8.64%
Rolling 3Y · worst window2.19%
Rolling 3Y · best window17.02%
Rolling 3Y · windows positive100%
Rolling 5Y · average446 windows since 2 Jan 20187.45%
Rolling 5Y · median6.92%
Rolling 5Y · worst window3.69%
Rolling 5Y · best window13.37%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)7.42%
Downside deviation (3Y)0.97%
Maximum drawdown-1.77%

Management

Fund managerMr. Vivek Ramakrishnan, Mr. Shalini Vasanta, Mr. Kunal Khudania
Managing since17 Jul 2021

What it holds

SecurityWeight
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 1008.6%
KOTAK MAHINDRA BANK LIMITED CD 04FEB278.2%
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC7.1%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR I 9 NCD 20JL29 FVRS1LAC6.8%
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC5.5%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC5.5%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LAC5.3%
ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC5.1%
NUVAMA WEALTH FINANCE LIMITED SR F7H502A 9 NCD 11JU27 FVRS1LAC3.7%
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC3.6%
SectorWeight
Financial31.4%
Industrials21.8%
Entities13.8%
Materials12.6%
Energy & Utilities12.2%

Portfolio disclosed: 98.9% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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