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OmniAsset › Mutual funds › DSP Credit Risk Fund

DSP Credit Risk Fund

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202612.7287
CategoryCredit Risk
PlanDirect · Idcw
Launched12 May 2003
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year0.43%
AUM₹0.42 Cr
Growth of ₹10,000₹10,9142 Sep 2021 to 2 Sep 2026
₹12,181₹11,618₹11,055₹10,492₹9,929Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,914 (+1.8% a year) DSP Credit Risk Fund

Performance (trailing, annualised)

1Y annualised5.33%
3Y annualised2.06%
5Y annualised1.76%
10Y annualised0.82%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,4376.90%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,73,6812.44%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,27,4701.76%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-0.57%
Calendar 20226.64%
Calendar 20235.30%
Calendar 2024-6.56%
Calendar 20250.03%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20140.99%
Rolling 1Y · median0.94%
Rolling 1Y · worst window-13.15%
Rolling 1Y · best window7.48%
Rolling 1Y · windows positive67%
Rolling 3Y · average548 windows since 4 Jan 20160.90%
Rolling 3Y · median0.81%
Rolling 3Y · worst window-3.19%
Rolling 3Y · best window6.19%
Rolling 3Y · windows positive67%
Rolling 5Y · average446 windows since 2 Jan 20180.80%
Rolling 5Y · median0.83%
Rolling 5Y · worst window-0.79%
Rolling 5Y · best window4.41%
Rolling 5Y · windows positive72%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)16.72%
Downside deviation (3Y)14.97%
Maximum drawdown-18.35%

Management

Fund managerMr. Vivek Ramakrishnan, Mr. Shalini Vasanta, Mr. Kunal Khudania
Managing since17 Jul 2021

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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