OmniAsset
Get app

OmniAsset › Mutual funds › DSP Floating Interest Rates Fund

DSP Floating Interest Rates Fund

Floater fund benchmarked to CRISIL Short Duration Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202614.3112
CategoryFloater
PlanDirect · Growth
Launched4 Mar 2021
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Short Duration Debt A-II Index
Expense ratiodirect plan, a year0.28%
AUM₹238 Cr
Growth of ₹10,000₹13,8172 Sep 2021 to 2 Sep 2026
₹13,827₹12,870₹11,913₹10,956₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,817 (+6.7% a year) DSP Floating Interest Rates Fund

Performance (trailing, annualised)

1Y annualised6.01%
3Y annualised7.83%
5Y annualised6.68%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,0016.22%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,01,7397.25%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,23,3397.41%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20223.32%
Calendar 20238.17%
Calendar 20249.37%
Calendar 20257.81%

Rolling returns

Rolling 1Y · average229 windows since 23 Mar 20226.91%
Rolling 1Y · median7.77%
Rolling 1Y · worst window2.10%
Rolling 1Y · best window10.74%
Rolling 1Y · windows positive100%
Rolling 3Y · average126 windows since 26 Mar 20247.56%
Rolling 3Y · median7.94%
Rolling 3Y · worst window5.80%
Rolling 3Y · best window8.68%
Rolling 3Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.13%
Downside deviation (3Y)0.58%
Maximum drawdown-0.50%

Management

Fund managerMr. Shantanu Godambe, Mr. Karan Mundhra
Managing since1 Jun 2023

What it holds

SecurityWeight
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 10028.0%
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 10021.0%
REC LIMITED SR 238 7.31 BD 30SP39 FVRS1LAC8.0%
STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 1007.6%
MINDSPACE BUSINESS PARKS REIT SR NCD16 6.9601 NCD 08DC28 FVRS1LAC7.6%
KOTAK MAHINDRA BANK LIMITED CD 12FEB277.3%
CANARA BANK CD 12FEB277.3%
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC6.4%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 1003.1%
STATE DEVELOPMENT LOAN 31624 MH 11MY29 7.61 FV RS 1001.2%
SectorWeight
Entities52.2%
Financial22.7%
Unspecified10.0%
Real Estate7.6%
Technology6.4%

Portfolio disclosed: 98.8% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker