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OmniAsset › Mutual funds › Franklin India Banking & PSU Debt Fund

Franklin India Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202624.1097
CategoryBanking & PSU
PlanRegular · Growth
Launched2 Apr 2014
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.49%
AUM₹301 Cr
Growth of ₹10,000₹13,4302 Sep 2021 to 2 Sep 2026
₹13,430₹12,572₹11,715₹10,857₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,430 (+6.1% a year) Franklin India Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised6.50%
3Y annualised7.21%
5Y annualised6.08%
10Y annualised6.94%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,0786.34%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,00,3307.02%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,13,3446.85%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.69%
Calendar 20223.27%
Calendar 20236.84%
Calendar 20247.70%
Calendar 20257.92%

Rolling returns

Rolling 1Y · average583 windows since 27 Apr 20157.28%
Rolling 1Y · median7.42%
Rolling 1Y · worst window1.94%
Rolling 1Y · best window13.21%
Rolling 1Y · windows positive100%
Rolling 3Y · average481 windows since 26 Apr 20177.13%
Rolling 3Y · median7.41%
Rolling 3Y · worst window4.33%
Rolling 3Y · best window9.30%
Rolling 3Y · windows positive100%
Rolling 5Y · average378 windows since 30 Apr 20197.13%
Rolling 5Y · median6.91%
Rolling 5Y · worst window5.70%
Rolling 5Y · best window8.89%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.99%
Downside deviation (3Y)0.51%
Maximum drawdown-0.64%

Management

Fund managerChandni Gupta, Anuj Tagra, Sandeep Manam (dedicated for making investments for Foreign Securities)
Managing since2 May 2024

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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