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OmniAsset › Mutual funds › Franklin India Banking & PSU Debt Fund

Franklin India Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.9815
CategoryBanking & PSU
PlanRegular · Idcw
Launched2 Apr 2014
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.49%
AUM₹0.53 Cr
Growth of ₹10,000₹10,2832 Sep 2021 to 2 Sep 2026
₹10,319₹10,112₹9,906₹9,699₹9,493Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,283 (+0.6% a year) Franklin India Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised0.55%
3Y annualised1.70%
5Y annualised0.56%
10Y annualised0.26%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,8201.27%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,68,8961.59%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,23,7791.53%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-3.85%
Calendar 2022-1.45%
Calendar 20231.87%
Calendar 20242.36%
Calendar 20252.17%

Rolling returns

Rolling 1Y · average583 windows since 27 Apr 20150.46%
Rolling 1Y · median1.08%
Rolling 1Y · worst window-4.80%
Rolling 1Y · best window5.36%
Rolling 1Y · windows positive63%
Rolling 3Y · average481 windows since 26 Apr 20170.23%
Rolling 3Y · median0.15%
Rolling 3Y · worst window-2.08%
Rolling 3Y · best window2.45%
Rolling 3Y · windows positive56%
Rolling 5Y · average378 windows since 30 Apr 20190.12%
Rolling 5Y · median0.14%
Rolling 5Y · worst window-0.98%
Rolling 5Y · best window0.96%
Rolling 5Y · windows positive64%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)2.91%
Downside deviation (3Y)2.74%
Maximum drawdown-2.34%

Management

Fund managerChandni Gupta, Anuj Tagra, Sandeep Manam (dedicated for making investments for Foreign Securities)
Managing since2 May 2024

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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