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OmniAsset › Mutual funds › Franklin India Banking & PSU Debt Fund

Franklin India Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202625.2756
CategoryBanking & PSU
PlanDirect · Growth
Launched2 Apr 2014
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.23%
AUM₹231 Cr
Growth of ₹10,000₹13,6522 Sep 2021 to 2 Sep 2026
₹13,652₹12,739₹11,826₹10,913₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,652 (+6.4% a year) Franklin India Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised6.81%
3Y annualised7.55%
5Y annualised6.42%
10Y annualised7.30%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,2696.64%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,02,3197.35%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,19,4667.19%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.03%
Calendar 20223.62%
Calendar 20237.20%
Calendar 20248.05%
Calendar 20258.28%

Rolling returns

Rolling 1Y · average583 windows since 27 Apr 20157.69%
Rolling 1Y · median7.82%
Rolling 1Y · worst window2.29%
Rolling 1Y · best window13.60%
Rolling 1Y · windows positive100%
Rolling 3Y · average481 windows since 26 Apr 20177.52%
Rolling 3Y · median7.79%
Rolling 3Y · worst window4.68%
Rolling 3Y · best window9.67%
Rolling 3Y · windows positive100%
Rolling 5Y · average378 windows since 30 Apr 20197.51%
Rolling 5Y · median7.28%
Rolling 5Y · worst window6.05%
Rolling 5Y · best window9.33%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.99%
Downside deviation (3Y)0.50%
Maximum drawdown-0.62%

Management

Fund managerChandni Gupta, Anuj Tagra, Sandeep Manam (dedicated for making investments for Foreign Securities)
Managing since2 May 2024

What it holds

SecurityWeight
STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 1005.5%
INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC5.3%
AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC4.4%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC4.4%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC4.3%
CANARA BANK CD 15SEP264.2%
HDFC BANK LIMITED CD 19NOV264.2%
INDIAN BANK CD 04DEC264.2%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 04DEC264.2%
BANK OF BARODA CD 06JAN274.1%
SectorWeight
Financial77.0%
Unspecified10.0%
Industrials5.3%
Consumer Staples3.2%
Entities2.5%

Portfolio disclosed: 98.1% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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