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OmniAsset › Mutual funds › Franklin India Banking & PSU Debt Fund

Franklin India Banking & PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202611.6173
CategoryBanking & PSU
PlanDirect · Idcw
Launched2 Apr 2014
Risk labelthe scheme's own riskometerLow to Moderate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.23%
AUM₹0.58 Cr
Growth of ₹10,000₹10,4552 Sep 2021 to 2 Sep 2026
₹10,485₹10,248₹10,012₹9,776₹9,540Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,455 (+0.9% a year) Franklin India Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised0.60%
3Y annualised1.89%
5Y annualised0.89%
10Y annualised0.70%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,8731.35%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,69,5651.71%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,27,2661.75%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-3.27%
Calendar 2022-0.95%
Calendar 20232.42%
Calendar 20242.54%
Calendar 20252.28%

Rolling returns

Rolling 1Y · average583 windows since 27 Apr 20150.93%
Rolling 1Y · median1.63%
Rolling 1Y · worst window-4.25%
Rolling 1Y · best window5.94%
Rolling 1Y · windows positive67%
Rolling 3Y · average481 windows since 26 Apr 20170.73%
Rolling 3Y · median0.67%
Rolling 3Y · worst window-1.53%
Rolling 3Y · best window2.77%
Rolling 3Y · windows positive73%
Rolling 5Y · average378 windows since 30 Apr 20190.63%
Rolling 5Y · median0.64%
Rolling 5Y · worst window-0.43%
Rolling 5Y · best window1.50%
Rolling 5Y · windows positive90%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)2.95%
Downside deviation (3Y)2.79%
Maximum drawdown-2.34%

Management

Fund managerChandni Gupta, Anuj Tagra, Sandeep Manam (dedicated for making investments for Foreign Securities)
Managing since2 May 2024

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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