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OmniAsset › Mutual funds › Franklin India Floating Interest Rates Fund

Franklin India Floating Interest Rates Fund

Floater fund benchmarked to NIFTY Short Duration Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202648.1333
CategoryFloater
PlanDirect · Growth
Launched23 Apr 2001
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1NIFTY Short Duration Debt Index A-II
Expense ratiodirect plan, a year0.38%
AUM₹62.7 Cr
Growth of ₹10,000₹14,1532 Sep 2021 to 2 Sep 2026
₹14,153₹13,114₹12,076₹11,038₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,153 (+7.2% a year) Franklin India Floating Interest Rates Fund

Performance (trailing, annualised)

1Y annualised7.21%
3Y annualised8.21%
5Y annualised7.20%
10Y annualised6.98%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,4566.93%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,05,2607.84%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,31,7427.87%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.00%
Calendar 20224.91%
Calendar 20238.14%
Calendar 20248.92%
Calendar 20258.69%

Rolling returns

Rolling 1Y · average654 windows since 6 Jan 20147.13%
Rolling 1Y · median7.21%
Rolling 1Y · worst window3.25%
Rolling 1Y · best window10.47%
Rolling 1Y · windows positive100%
Rolling 3Y · average550 windows since 5 Jan 20166.96%
Rolling 3Y · median7.01%
Rolling 3Y · worst window5.06%
Rolling 3Y · best window8.85%
Rolling 3Y · windows positive100%
Rolling 5Y · average446 windows since 3 Jan 20186.80%
Rolling 5Y · median6.92%
Rolling 5Y · worst window6.08%
Rolling 5Y · best window7.29%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.82%
Downside deviation (3Y)0.32%
Maximum drawdown-0.52%

Management

Fund managerPallab Roy, Rohan Maru, Sandeep Manam (dedicated for making investments for Foreign Securities)
Managing since2 Sep 2026

What it holds

SecurityWeight
STATE DEVELOPMENT LOAN 37054 CHT 11FB36 7.59 FV RS 1009.3%
STATE DEVELOPMENT LOAN 37161 MH 04MR34 7.33 FV RS 1009.2%
STATE DEVELOPMENT LOAN 37154 KAR 04SP33 7.31 FV RS 1009.2%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC9.1%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 1008.8%
HDFC BANK LIMITED CD 12MAR278.6%
National Bank For Agriculture and Rural Development (17/03/2027) ** #8.5%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC8.4%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC8.1%
BAJAJ FINANCE LIMITED 7.82% NCD 31JN34 FVRS1LAC7.4%
SectorWeight
Financial40.9%
Unspecified28.0%
Consumer Staples16.5%
Entities10.7%

Portfolio disclosed: 96.2% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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