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OmniAsset › Mutual funds › HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202625.4678
CategoryBanking & PSU
PlanDirect · Growth
Launched20 Mar 2014
Risk labelthe scheme's own riskometerModerate Risk
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.35%
AUM₹3,147 Cr
Growth of ₹10,000₹13,5632 Sep 2021 to 2 Sep 2026
₹13,612₹12,709₹11,806₹10,903₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,563 (+6.3% a year) HDFC Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.46%
3Y annualised7.17%
5Y annualised6.28%
10Y annualised7.26%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3935.26%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,97,9876.62%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,12,2646.79%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.13%
Calendar 20223.72%
Calendar 20237.28%
Calendar 20248.27%
Calendar 20257.87%

Rolling returns

Rolling 1Y · average586 windows since 6 Apr 20157.87%
Rolling 1Y · median8.00%
Rolling 1Y · worst window2.67%
Rolling 1Y · best window12.37%
Rolling 1Y · windows positive100%
Rolling 3Y · average485 windows since 29 Mar 20177.69%
Rolling 3Y · median7.90%
Rolling 3Y · worst window4.95%
Rolling 3Y · best window9.92%
Rolling 3Y · windows positive100%
Rolling 5Y · average383 windows since 26 Mar 20197.66%
Rolling 5Y · median7.44%
Rolling 5Y · worst window6.07%
Rolling 5Y · best window9.27%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.12%
Downside deviation (3Y)0.61%
Maximum drawdown-0.73%

Management

Fund managerMr.Anil Bamboli, Mr.Dhruv Muchhal
Managing since3 Sep 2026

What it holds

SecurityWeight
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LAC5.3%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC2.9%
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC2.9%
BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LAC2.9%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES V 8.41 LOA 15MR29 FVRS10LAC2.5%
HDFC BANK LIMITED SR AB002 7.97 NCD 17FB33 FVRS1LAC2.4%
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC2.4%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC2.4%
PUNJAB NATIONAL BANK SR III 7.34 BD 14FB35 FVRS1LAC2.4%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC1.9%
SectorWeight
Financial79.1%
Unspecified4.8%
Entities4.6%
Industrials4.1%
Energy & Utilities2.8%

Portfolio disclosed: 98.0% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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