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OmniAsset › Mutual funds › HDFC Credit Risk Fund

HDFC Credit Risk Fund

Credit Risk fund benchmarked to Nifty Credit Risk Bond Index B-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.928
CategoryCredit Risk
PlanDirect · Idcw
Launched6 Mar 2014
Risk labelthe scheme's own riskometerHigh Risk
Legal benchmarkSEBI Tier-1Nifty Credit Risk Bond Index B-II
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.01%
AUM₹2.25 Cr
Growth of ₹10,000₹10,0822 Sep 2021 to 2 Sep 2026
₹10,107₹9,995₹9,883₹9,771₹9,660Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹10,082 (+0.2% a year) HDFC Credit Risk Fund

Performance (trailing, annualised)

1Y annualised1.59%
3Y annualised0.95%
5Y annualised0.16%
10Y annualised-0.21%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,4412.23%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,67,5531.35%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,14,2200.92%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20210.19%
Calendar 2022-1.42%
Calendar 20230.11%
Calendar 20240.90%
Calendar 20251.41%

Rolling returns

Rolling 1Y · average587 windows since 25 Mar 20150.37%
Rolling 1Y · median0.53%
Rolling 1Y · worst window-5.75%
Rolling 1Y · best window7.42%
Rolling 1Y · windows positive65%
Rolling 3Y · average485 windows since 29 Mar 20170.16%
Rolling 3Y · median0.13%
Rolling 3Y · worst window-2.04%
Rolling 3Y · best window2.19%
Rolling 3Y · windows positive55%
Rolling 5Y · average383 windows since 26 Mar 20190.12%
Rolling 5Y · median0.18%
Rolling 5Y · worst window-0.84%
Rolling 5Y · best window0.98%
Rolling 5Y · windows positive74%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)3.71%
Downside deviation (3Y)3.57%
Maximum drawdown-2.20%

Management

Fund managerPraveen Jain, Bhavyesh Divecha, Mr.Dhruv Muchhal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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