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OmniAsset › Mutual funds › HDFC Credit Risk Fund

HDFC Credit Risk Fund

Credit Risk fund benchmarked to Nifty Credit Risk Bond Index B-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202628.3116
CategoryCredit Risk
PlanDirect · Growth
Launched6 Mar 2014
Risk labelthe scheme's own riskometerHigh Risk
Legal benchmarkSEBI Tier-1Nifty Credit Risk Bond Index B-II
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.01%
AUM₹3,166 Cr
Growth of ₹10,000₹14,1202 Sep 2021 to 2 Sep 2026
₹14,133₹13,099₹12,066₹11,033₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,120 (+7.1% a year) HDFC Credit Risk Fund

Performance (trailing, annualised)

1Y annualised7.79%
3Y annualised8.24%
5Y annualised7.15%
10Y annualised7.95%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,25,0847.92%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,07,1258.15%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,31,9347.88%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20217.58%
Calendar 20224.37%
Calendar 20237.27%
Calendar 20248.86%
Calendar 20258.61%

Rolling returns

Rolling 1Y · average587 windows since 25 Mar 20158.58%
Rolling 1Y · median8.56%
Rolling 1Y · worst window3.58%
Rolling 1Y · best window13.76%
Rolling 1Y · windows positive100%
Rolling 3Y · average485 windows since 29 Mar 20178.30%
Rolling 3Y · median8.18%
Rolling 3Y · worst window6.38%
Rolling 3Y · best window11.54%
Rolling 3Y · windows positive100%
Rolling 5Y · average383 windows since 26 Mar 20198.25%
Rolling 5Y · median8.05%
Rolling 5Y · worst window7.00%
Rolling 5Y · best window9.73%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.97%
Downside deviation (3Y)0.47%
Maximum drawdown-0.40%

Management

Fund managerPraveen Jain, Bhavyesh Divecha, Mr.Dhruv Muchhal
Managing since3 Sep 2026

What it holds

SecurityWeight
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC4.8%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC3.9%
TATA PROJECTS LIMITED SR N 8.50 NCD 18DC26 FVRS1LAC3.3%
Bharat Highways InvIT3.3%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC2.8%
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC2.8%
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC2.6%
SK FINANCE LIMITED 9.25 NCD 15JL27 FVRS1LAC2.6%
KALPATARU PROJECTS INTERNATIONAL LIMITED 8.35 NCD 11JU27 FVRS1LAC2.6%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC2.6%
SectorWeight
Financial32.1%
Industrials22.8%
Entities9.3%
Consumer Staples9.3%
Energy & Utilities6.9%

Portfolio disclosed: 95.3% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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