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OmniAsset › Mutual funds › HDFC Credit Risk Fund

HDFC Credit Risk Fund

Credit Risk fund benchmarked to Nifty Credit Risk Bond Index B-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.5664
CategoryCredit Risk
PlanRegular · Idcw
Launched6 Mar 2014
Risk labelthe scheme's own riskometerHigh Risk
Legal benchmarkSEBI Tier-1Nifty Credit Risk Bond Index B-II
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.51%
AUM₹15.9 Cr
Growth of ₹10,000₹9,9912 Sep 2021 to 2 Sep 2026
₹10,034₹9,927₹9,820₹9,713₹9,607Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹9,991 (-0.0% a year) HDFC Credit Risk Fund

Performance (trailing, annualised)

1Y annualised1.42%
3Y annualised0.87%
5Y annualised-0.02%
10Y annualised-0.45%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,21,3522.09%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,66,8191.22%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,12,5250.81%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.15%
Calendar 2022-1.65%
Calendar 20230.11%
Calendar 20240.84%
Calendar 20251.21%

Rolling returns

Rolling 1Y · average587 windows since 25 Mar 20150.09%
Rolling 1Y · median0.23%
Rolling 1Y · worst window-5.38%
Rolling 1Y · best window6.95%
Rolling 1Y · windows positive55%
Rolling 3Y · average485 windows since 29 Mar 2017-0.15%
Rolling 3Y · median-0.20%
Rolling 3Y · worst window-2.27%
Rolling 3Y · best window1.53%
Rolling 3Y · windows positive41%
Rolling 5Y · average383 windows since 26 Mar 2019-0.19%
Rolling 5Y · median-0.13%
Rolling 5Y · worst window-1.00%
Rolling 5Y · best window0.56%
Rolling 5Y · windows positive26%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)3.46%
Downside deviation (3Y)3.32%
Maximum drawdown-2.06%

Management

Fund managerPraveen Jain, Bhavyesh Divecha, Mr.Dhruv Muchhal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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