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OmniAsset › Mutual funds › HDFC Credit Risk Fund

HDFC Credit Risk Fund

Credit Risk fund benchmarked to Nifty Credit Risk Bond Index B-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202626.035
CategoryCredit Risk
PlanRegular · Growth
Launched6 Mar 2014
Risk labelthe scheme's own riskometerHigh Risk
Legal benchmarkSEBI Tier-1Nifty Credit Risk Bond Index B-II
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.51%
AUM₹4,135 Cr
Growth of ₹10,000₹13,7042 Sep 2021 to 2 Sep 2026
₹13,720₹12,790₹11,860₹10,930₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,704 (+6.5% a year) HDFC Credit Risk Fund

Performance (trailing, annualised)

1Y annualised7.21%
3Y annualised7.61%
5Y annualised6.51%
10Y annualised7.28%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,7257.35%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,03,4657.54%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,20,5777.26%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20216.98%
Calendar 20223.71%
Calendar 20236.62%
Calendar 20248.19%
Calendar 20257.98%

Rolling returns

Rolling 1Y · average587 windows since 25 Mar 20157.83%
Rolling 1Y · median7.93%
Rolling 1Y · worst window2.91%
Rolling 1Y · best window12.80%
Rolling 1Y · windows positive100%
Rolling 3Y · average485 windows since 29 Mar 20177.58%
Rolling 3Y · median7.50%
Rolling 3Y · worst window5.73%
Rolling 3Y · best window10.55%
Rolling 3Y · windows positive100%
Rolling 5Y · average383 windows since 26 Mar 20197.56%
Rolling 5Y · median7.46%
Rolling 5Y · worst window6.36%
Rolling 5Y · best window8.80%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.96%
Downside deviation (3Y)0.49%
Maximum drawdown-0.42%

Management

Fund managerPraveen Jain, Bhavyesh Divecha, Mr.Dhruv Muchhal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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