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OmniAsset › Mutual funds › HDFC Floating Interest Rates Fund

HDFC Floating Interest Rates Fund

Floater fund benchmarked to CRISIL Short Duration Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202654.8085
CategoryFloater
PlanDirect · Growth
Launched23 Oct 2007
Risk labelthe scheme's own riskometerModerate Risk
Legal benchmarkSEBI Tier-1CRISIL Short Duration Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.27%
AUM₹14,147 Cr
Growth of ₹10,000₹13,9222 Sep 2021 to 2 Sep 2026
₹13,927₹12,945₹11,963₹10,981₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,922 (+6.8% a year) HDFC Floating Interest Rates Fund

Performance (trailing, annualised)

1Y annualised6.28%
3Y annualised7.65%
5Y annualised6.84%
10Y annualised7.29%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,9866.19%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,01,8217.27%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,23,0687.39%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.36%
Calendar 20224.83%
Calendar 20237.87%
Calendar 20248.54%
Calendar 20258.13%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20147.84%
Rolling 1Y · median8.30%
Rolling 1Y · worst window3.25%
Rolling 1Y · best window10.36%
Rolling 1Y · windows positive100%
Rolling 3Y · average548 windows since 4 Jan 20167.69%
Rolling 3Y · median7.85%
Rolling 3Y · worst window5.66%
Rolling 3Y · best window9.55%
Rolling 3Y · windows positive100%
Rolling 5Y · average446 windows since 2 Jan 20187.54%
Rolling 5Y · median7.19%
Rolling 5Y · worst window6.69%
Rolling 5Y · best window8.73%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.70%
Downside deviation (3Y)0.32%
Maximum drawdown-0.35%

Management

Fund managerAnil Bamboli, Mr.Dhruv Muchhal
Managing since3 Sep 2026

What it holds

SecurityWeight
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 1006.6%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT254.2%
4.45% Government of India (30/10/2034)3.1%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC2.9%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC2.4%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT252.4%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC2.3%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC2.1%
AADHAR HOUSING FINANCE LIMITED 8.50 NCD 02DC27 FVRS1LAC1.8%
CANARA BANK CD 28JAN271.8%
SectorWeight
Financial67.5%
Entities11.6%
Unspecified8.3%
Consumer Staples3.1%
Energy & Utilities2.5%

Portfolio disclosed: 99.3% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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