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OmniAsset › Mutual funds › HDFC Retirement Fund - Equity Plan

HDFC Retirement Fund - Equity Plan

Retirement fund benchmarked to NIFTY 500 Index (Total Returns Index). Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202648.666
CategoryRetirement
PlanRegular · Growth
Launched5 Feb 2016
Risk labelthe scheme's own riskometerVery High Risk
Legal benchmarkSEBI Tier-1NIFTY 500 Index (Total Returns Index)
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.88%
AUM₹5,341 Cr
Growth of ₹10,000₹17,3742 Sep 2021 to 2 Sep 2026
₹18,837₹16,446₹14,056₹11,665₹9,275Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹17,374 (+11.7% a year) HDFC Retirement Fund - Equity Plan

Performance (trailing, annualised)

1Y annualised-2.58%
3Y annualised8.91%
5Y annualised11.68%
10Y annualised13.96%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,17,801-3.37%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,73,4542.40%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,58,3239.30%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202142.52%
Calendar 20228.57%
Calendar 202332.62%
Calendar 202418.00%
Calendar 20255.18%

Rolling returns

Rolling 1Y · average492 windows since 27 Feb 201717.43%
Rolling 1Y · median11.38%
Rolling 1Y · worst window-29.37%
Rolling 1Y · best window88.83%
Rolling 1Y · windows positive83%
Rolling 3Y · average388 windows since 5 Mar 201917.07%
Rolling 3Y · median18.29%
Rolling 3Y · worst window-5.44%
Rolling 3Y · best window37.33%
Rolling 3Y · windows positive96%
Rolling 5Y · average285 windows since 3 Mar 202118.60%
Rolling 5Y · median17.24%
Rolling 5Y · worst window11.35%
Rolling 5Y · best window32.42%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)12.29%
Downside deviation (3Y)8.96%
Maximum drawdown-16.50%

Management

Fund managerAnupam Joshi, Mr. Arun Agarwal, Ms. Nandita Menezes, Mr.Srinivasan Ramamurthy, Mr. Dhruv Muchhal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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