OmniAsset
Get app

OmniAsset › Mutual funds › HDFC Retirement Fund - Hybrid-Debt Plan

HDFC Retirement Fund - Hybrid-Debt Plan

Retirement fund benchmarked to NIFTY 50 Hybrid Composite Debt 15:85 Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202621.7522
CategoryRetirement
PlanRegular · Growth
Launched5 Feb 2016
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1NIFTY 50 Hybrid Composite Debt 15:85 Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document2.33%
AUM₹113 Cr
Growth of ₹10,000₹13,4222 Sep 2021 to 2 Sep 2026
₹13,576₹12,640₹11,704₹10,768₹9,832Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,422 (+6.1% a year) HDFC Retirement Fund - Hybrid-Debt Plan

Performance (trailing, annualised)

1Y annualised1.42%
3Y annualised5.81%
5Y annualised6.06%
10Y annualised6.99%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,20,2820.43%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,79,3563.43%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,89,7035.51%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20218.69%
Calendar 20223.70%
Calendar 202311.16%
Calendar 20249.86%
Calendar 20255.19%

Rolling returns

Rolling 1Y · average489 windows since 27 Feb 20177.58%
Rolling 1Y · median7.41%
Rolling 1Y · worst window-1.83%
Rolling 1Y · best window17.92%
Rolling 1Y · windows positive97%
Rolling 3Y · average386 windows since 5 Mar 20197.66%
Rolling 3Y · median8.00%
Rolling 3Y · worst window3.82%
Rolling 3Y · best window10.69%
Rolling 3Y · windows positive100%
Rolling 5Y · average283 windows since 3 Mar 20217.77%
Rolling 5Y · median7.92%
Rolling 5Y · worst window5.69%
Rolling 5Y · best window10.02%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)3.56%
Downside deviation (3Y)2.48%
Maximum drawdown-4.17%

Management

Fund managerAnupam Joshi, Mr. Arun Agarwal, Ms. Nandita Menezes, Mr.Srinivasan Ramamurthy, Mr. Dhruv Muchhal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

Research this fund and compare it — on your device.

Get OmniAsset on Google Play The mutual fund tracker