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OmniAsset › Mutual funds › HDFC Retirement Fund - Hybrid-Equity Plan

HDFC Retirement Fund - Hybrid-Equity Plan

Retirement fund benchmarked to NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index). Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202637.04
CategoryRetirement
PlanRegular · Growth
Launched5 Feb 2016
Risk labelthe scheme's own riskometerVery High Risk
Legal benchmarkSEBI Tier-1NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index)
Expense ratiodirect plan, a year · stated maximum, from the scheme document2.11%
AUM₹1,399 Cr
Growth of ₹10,000₹14,9672 Sep 2021 to 2 Sep 2026
₹16,069₹14,355₹12,642₹10,929₹9,216Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹14,967 (+8.4% a year) HDFC Retirement Fund - Hybrid-Equity Plan

Performance (trailing, annualised)

1Y annualised-3.09%
3Y annualised6.76%
5Y annualised8.40%
10Y annualised11.23%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,17,094-4.44%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,67,9971.43%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,13,2576.85%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 202124.60%
Calendar 20224.76%
Calendar 202324.94%
Calendar 202414.01%
Calendar 20255.40%

Rolling returns

Rolling 1Y · average492 windows since 27 Feb 201713.65%
Rolling 1Y · median9.47%
Rolling 1Y · worst window-20.89%
Rolling 1Y · best window64.62%
Rolling 1Y · windows positive86%
Rolling 3Y · average388 windows since 5 Mar 201913.43%
Rolling 3Y · median14.43%
Rolling 3Y · worst window-1.56%
Rolling 3Y · best window25.61%
Rolling 3Y · windows positive99%
Rolling 5Y · average285 windows since 3 Mar 202114.27%
Rolling 5Y · median14.48%
Rolling 5Y · worst window8.57%
Rolling 5Y · best window23.35%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)9.56%
Downside deviation (3Y)6.96%
Maximum drawdown-12.72%

Management

Fund managerAnupam Joshi, Mr. Arun Agarwal, Ms. Nandita Menezes, Mr.Srinivasan Ramamurthy, Mr. Dhruv Muchhal
Managing since3 Sep 2026

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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