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OmniAsset › Mutual funds › HSBC Banking and PSU Debt Fund

HSBC Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking & PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202627.1927
CategoryBanking & PSU
PlanDirect · Growth
Launched19 Sep 2007
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking & PSU Debt Index A-II
Expense ratiodirect plan, a year0.28%
AUM₹3,428 Cr
Growth of ₹10,000₹12,88028 Nov 2022 to 2 Sep 2026
₹12,913₹12,184₹11,456₹10,728₹10,000Nov 2022Nov 2023Oct 2024Sep 2025Sep 2026
₹12,880 (+7.0% a year) HSBC Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.47%
3Y annualised7.02%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,4435.34%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,97,8626.60%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20236.90%
Calendar 20247.68%
Calendar 20257.90%

Rolling returns

Rolling 1Y · average142 windows since 1 Dec 20237.33%
Rolling 1Y · median7.49%
Rolling 1Y · worst window3.82%
Rolling 1Y · best window9.59%
Rolling 1Y · windows positive100%
Rolling 3Y · average39 windows since 4 Dec 20257.18%
Rolling 3Y · median7.21%
Rolling 3Y · worst window6.63%
Rolling 3Y · best window7.57%
Rolling 3Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.00%
Downside deviation (3Y)0.51%
Maximum drawdown-0.65%

Management

Fund managerMahesh Chhabria, Mohd. Asif Rizwi
Managing since3 Sep 2026

What it holds

SecurityWeight
INDIAN OIL CORPORATION LIMITED SR XXVI 7.36 NCD 16JL29 FVRS1LAC3.4%
EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC3.3%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 134 8.30 LOA 25MR29 FVRS10LAC2.7%
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC2.5%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 1002.5%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR C 6.52 NCD 06JU28 FVRS1LAC2.5%
EXPORT IMPORT BANK OF INDIA CD 01MAR272.4%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT252.1%
POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC2.1%
HDFC BANK LIMITED CD 12MAR272.0%
SectorWeight
Financial66.9%
Unspecified8.1%
Entities7.9%
Energy & Utilities5.8%
Industrials2.7%

Portfolio disclosed: 96.3% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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