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OmniAsset › Mutual funds › HSBC Credit Risk Fund

HSBC Credit Risk Fund

Credit Risk fund benchmarked to NIFTY Credit Risk Bond Index B-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202637.7301
CategoryCredit Risk
PlanDirect · Growth
Launched29 Sep 2009
Risk labelthe scheme's own riskometerModerately High
Legal benchmarkSEBI Tier-1NIFTY Credit Risk Bond Index B-II
Expense ratiodirect plan, a year0.84%
AUM₹108 Cr
Growth of ₹10,000₹14,75928 Nov 2022 to 2 Sep 2026
₹14,759₹13,569₹12,379₹11,189₹10,000Nov 2022Nov 2023Oct 2024Sep 2025Sep 2026
₹14,759 (+10.9% a year) HSBC Credit Risk Fund

Performance (trailing, annualised)

1Y annualised6.78%
3Y annualised11.76%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,4906.98%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,31,32912.09%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20237.34%
Calendar 20248.02%
Calendar 202521.22%

Rolling returns

Rolling 1Y · average142 windows since 1 Dec 202312.53%
Rolling 1Y · median8.00%
Rolling 1Y · worst window5.25%
Rolling 1Y · best window22.83%
Rolling 1Y · windows positive100%
Rolling 3Y · average39 windows since 4 Dec 202511.83%
Rolling 3Y · median11.86%
Rolling 3Y · worst window11.50%
Rolling 3Y · best window12.03%
Rolling 3Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)6.24%
Downside deviation (3Y)0.33%
Maximum drawdown-0.38%

Management

Fund managerShriram Ramanathan
Managing since24 Nov 2012

What it holds

SecurityWeight
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC7.8%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 1006.5%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC5.7%
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC5.7%
Power Grid Corpn. Of India Ltd. 7.2 09/08/20275.7%
GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC5.7%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC5.5%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC5.5%
POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LAC5.4%
JSW Kalinga Steel Ltd.4.4%
SectorWeight
Materials26.8%
Financial24.3%
Energy & Utilities11.3%
Consumer Staples11.2%
Entities10.9%

Portfolio disclosed: 97.6% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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