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OmniAsset › Mutual funds › ICICI Prudential Banking and PSU Debt Fund

ICICI Prudential Banking and PSU Debt Fund

Banking & PSU fund benchmarked to Nifty Banking and PSU Debt Index A-II. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202636.4652
CategoryBanking & PSU
PlanDirect · Growth
Launched28 Dec 2009
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1Nifty Banking and PSU Debt Index A-II
Expense ratiodirect plan, a year0.40%
AUM₹6,323 Cr
Growth of ₹10,000₹13,8292 Sep 2021 to 2 Sep 2026
₹13,864₹12,898₹11,932₹10,966₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,829 (+6.7% a year) ICICI Prudential Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.95%
3Y annualised7.31%
5Y annualised6.70%
10Y annualised7.32%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,7205.78%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,99,5496.88%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,17,6607.09%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20214.69%
Calendar 20224.73%
Calendar 20237.71%
Calendar 20248.24%
Calendar 20258.00%

Rolling returns

Rolling 1Y · average640 windows since 14 Mar 20148.10%
Rolling 1Y · median8.09%
Rolling 1Y · worst window3.45%
Rolling 1Y · best window14.63%
Rolling 1Y · windows positive100%
Rolling 3Y · average538 windows since 15 Mar 20168.01%
Rolling 3Y · median8.00%
Rolling 3Y · worst window5.63%
Rolling 3Y · best window11.63%
Rolling 3Y · windows positive100%
Rolling 5Y · average436 windows since 14 Mar 20187.82%
Rolling 5Y · median7.50%
Rolling 5Y · worst window6.50%
Rolling 5Y · best window9.35%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.04%
Downside deviation (3Y)0.55%
Maximum drawdown-0.66%

Management

Fund managerRohit Lakhotia, Fund Manager 2 - Name
Managing since12 Jun 2023

What it holds

SecurityWeight
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC4.2%
LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC3.7%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC3.4%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 1003.3%
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC2.8%
POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LAC2.5%
MAHANAGAR TELEPHONE NIGAM LIMITED. SR VIII TR C 7.80 BD 07NV33 FVRS1LAC2.5%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 1002.3%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.68 BD 10SP27 FVRS1LAC2.3%
Others IRS2.3%
SectorWeight
Financial73.8%
Unspecified13.0%
Entities8.0%
Technology4.0%

Portfolio disclosed: 98.8% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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