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OmniAsset › Mutual funds › ITI Banking & PSU Debt Fund

ITI Banking & PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking and PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.7607
CategoryBanking & PSU
PlanRegular · Growth
Launched5 Oct 2020
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking and PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.73%
AUM₹7.73 Cr
Growth of ₹10,000₹13,2252 Sep 2021 to 2 Sep 2026
₹13,229₹12,421₹11,614₹10,807₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,225 (+5.8% a year) ITI Banking & PSU Debt Fund

Performance (trailing, annualised)

1Y annualised4.69%
3Y annualised6.49%
5Y annualised5.75%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,22,9714.61%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,93,8615.92%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,00,4826.13%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.63%
Calendar 20224.24%
Calendar 20236.30%
Calendar 20247.61%
Calendar 20256.83%

Rolling returns

Rolling 1Y · average250 windows since 25 Oct 20215.85%
Rolling 1Y · median6.12%
Rolling 1Y · worst window3.07%
Rolling 1Y · best window8.65%
Rolling 1Y · windows positive100%
Rolling 3Y · average147 windows since 27 Oct 20236.18%
Rolling 3Y · median6.38%
Rolling 3Y · worst window4.53%
Rolling 3Y · best window7.15%
Rolling 3Y · windows positive100%
Rolling 5Y · average45 windows since 23 Oct 20255.81%
Rolling 5Y · median5.81%
Rolling 5Y · worst window5.64%
Rolling 5Y · best window6.00%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)0.82%
Downside deviation (3Y)0.39%
Maximum drawdown-0.37%

Management

Fund managerMr. Laukik Bagwe
Managing since1 Feb 2025

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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