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OmniAsset › Mutual funds › Kotak Banking and PSU Debt Fund

Kotak Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking & PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202669.4994
CategoryBanking & PSU
PlanRegular · Growth
Launched2 Jan 2000
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking & PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.75%
AUM₹2,015 Cr
Growth of ₹10,000₹13,4342 Sep 2021 to 2 Sep 2026
₹13,480₹12,610₹11,740₹10,870₹10,000Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,434 (+6.1% a year) Kotak Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.56%
3Y annualised7.00%
5Y annualised6.08%
10Y annualised7.04%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3115.14%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,97,0486.46%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,08,4756.58%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20213.91%
Calendar 20223.60%
Calendar 20236.77%
Calendar 20248.03%
Calendar 20257.68%

Rolling returns

Rolling 1Y · average618 windows since 19 Aug 20147.60%
Rolling 1Y · median7.81%
Rolling 1Y · worst window2.35%
Rolling 1Y · best window12.26%
Rolling 1Y · windows positive100%
Rolling 3Y · average516 windows since 18 Aug 20167.48%
Rolling 3Y · median7.64%
Rolling 3Y · worst window4.64%
Rolling 3Y · best window10.02%
Rolling 3Y · windows positive100%
Rolling 5Y · average414 windows since 16 Aug 20187.42%
Rolling 5Y · median7.31%
Rolling 5Y · worst window5.79%
Rolling 5Y · best window8.97%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.16%
Downside deviation (3Y)0.64%
Maximum drawdown-0.64%

Management

Fund managerMr. Deepak Agrawal FM2 Mr. Dharmesh Thakar
Managing since1 Aug 2008

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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