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OmniAsset › Mutual funds › Kotak Banking and PSU Debt Fund

Kotak Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking & PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.0575
CategoryBanking & PSU
PlanRegular · Idcw
Launched2 Jan 2000
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking & PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.75%
AUM₹2.97 Cr
Growth of ₹10,000₹12,4602 Sep 2021 to 2 Sep 2026
₹12,503₹11,844₹11,185₹10,526₹9,867Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹12,460 (+4.5% a year) Kotak Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised5.56%
3Y annualised7.00%
5Y annualised4.50%
10Y annualised2.03%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,23,3125.14%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,97,0536.46%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹6,96,5995.91%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-0.68%
Calendar 20220.00%
Calendar 20234.15%
Calendar 20248.03%
Calendar 20257.68%

Rolling returns

Rolling 1Y · average618 windows since 19 Aug 20141.53%
Rolling 1Y · median0.02%
Rolling 1Y · worst window-2.65%
Rolling 1Y · best window9.81%
Rolling 1Y · windows positive52%
Rolling 3Y · average516 windows since 18 Aug 20161.11%
Rolling 3Y · median-0.15%
Rolling 3Y · worst window-1.37%
Rolling 3Y · best window7.35%
Rolling 3Y · windows positive36%
Rolling 5Y · average414 windows since 16 Aug 20180.75%
Rolling 5Y · median-0.23%
Rolling 5Y · worst window-0.98%
Rolling 5Y · best window4.68%
Rolling 5Y · windows positive42%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.16%
Downside deviation (3Y)0.64%
Maximum drawdown-0.64%

Management

Fund managerMr. Deepak Agrawal FM2 Mr. Dharmesh Thakar
Managing since1 Aug 2008

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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