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OmniAsset › Mutual funds › Kotak Banking and PSU Debt Fund

Kotak Banking and PSU Debt Fund

Banking & PSU fund benchmarked to CRISIL Banking & PSU Debt A-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202610.2134
CategoryBanking & PSU
PlanDirect · Idcw
Launched2 Jan 2000
Risk labelthe scheme's own riskometerModerate
Legal benchmarkSEBI Tier-1CRISIL Banking & PSU Debt A-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.40%
AUM₹0.68 Cr
Growth of ₹10,000₹9,7882 Sep 2021 to 2 Sep 2026
₹10,026₹9,964₹9,902₹9,840₹9,778Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹9,788 (-0.4% a year) Kotak Banking and PSU Debt Fund

Performance (trailing, annualised)

1Y annualised-0.32%
3Y annualised-0.20%
5Y annualised-0.43%
10Y annualised-0.64%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,19,353-0.99%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹3,57,321-0.48%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹5,94,986-0.33%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.41%
Calendar 2022-0.98%
Calendar 20230.33%
Calendar 2024-0.29%
Calendar 2025-0.01%

Rolling returns

Rolling 1Y · average618 windows since 19 Aug 2014-0.46%
Rolling 1Y · median-0.27%
Rolling 1Y · worst window-3.04%
Rolling 1Y · best window2.67%
Rolling 1Y · windows positive29%
Rolling 3Y · average516 windows since 18 Aug 2016-0.55%
Rolling 3Y · median-0.59%
Rolling 3Y · worst window-1.58%
Rolling 3Y · best window0.92%
Rolling 3Y · windows positive9%
Rolling 5Y · average414 windows since 16 Aug 2018-0.62%
Rolling 5Y · median-0.60%
Rolling 5Y · worst window-1.17%
Rolling 5Y · best window0.01%
Rolling 5Y · windows positive0%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)2.70%
Downside deviation (3Y)2.49%
Maximum drawdown-2.48%

Management

Fund managerMr. Deepak Agrawal FM2 Mr. Dharmesh Thakar
Managing since1 Aug 2008

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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