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OmniAsset › Mutual funds › Kotak Credit Risk Fund

Kotak Credit Risk Fund

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202613.8708
CategoryCredit Risk
PlanRegular · Idcw
Launched12 Apr 2010
Risk labelthe scheme's own riskometerHigh
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document1.73%
AUM₹1.46 Cr
Growth of ₹10,000₹13,2122 Sep 2021 to 2 Sep 2026
₹13,227₹12,398₹11,569₹10,740₹9,912Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,212 (+5.7% a year) Kotak Credit Risk Fund

Performance (trailing, annualised)

1Y annualised7.13%
3Y annualised7.61%
5Y annualised5.73%
10Y annualised2.57%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,2926.67%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,02,5287.38%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,14,5216.92%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 2021-1.04%
Calendar 20220.90%
Calendar 20236.43%
Calendar 20247.12%
Calendar 20259.11%

Rolling returns

Rolling 1Y · average675 windows since 9 Jul 20131.85%
Rolling 1Y · median0.91%
Rolling 1Y · worst window-9.19%
Rolling 1Y · best window9.49%
Rolling 1Y · windows positive64%
Rolling 3Y · average572 windows since 14 Jul 20151.51%
Rolling 3Y · median0.03%
Rolling 3Y · worst window-3.04%
Rolling 3Y · best window7.88%
Rolling 3Y · windows positive51%
Rolling 5Y · average470 windows since 13 Jul 20171.09%
Rolling 5Y · median0.11%
Rolling 5Y · worst window-2.46%
Rolling 5Y · best window5.92%
Rolling 5Y · windows positive60%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.55%
Downside deviation (3Y)1.05%
Maximum drawdown-1.47%

Management

Fund managerFM 1 Mr. Vihag Mishra, FM2 Mr. Deepak Agrawal
Managing since24 Oct 2025

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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