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OmniAsset › Mutual funds › Kotak Credit Risk Fund

Kotak Credit Risk Fund

Credit Risk fund benchmarked to CRISIL Credit Risk Debt B-II Index. Every figure below is read from one dated snapshot; what the snapshot cannot prove is left out, never estimated.

Latest NAV2 Sep 202636.2668
CategoryCredit Risk
PlanDirect · Growth
Launched12 Apr 2010
Risk labelthe scheme's own riskometerHigh
Legal benchmarkSEBI Tier-1CRISIL Credit Risk Debt B-II Index
Expense ratiodirect plan, a year · stated maximum, from the scheme document0.81%
AUM₹150 Cr
Growth of ₹10,000₹13,8532 Sep 2021 to 2 Sep 2026
₹13,863₹12,892₹11,921₹10,950₹9,979Sep 2021Nov 2022Mar 2024Jun 2025Sep 2026
₹13,853 (+6.7% a year) Kotak Credit Risk Fund

Performance (trailing, annualised)

1Y annualised8.12%
3Y annualised8.61%
5Y annualised6.74%
10Y annualised7.45%

Point-to-point from the fund's own published NAV; a period the history does not span is left out.

SIP returns

SIP 1Y (₹10,000 a month)invested ₹1,20,000 → worth ₹1,24,9207.66%
SIP 3Y (₹10,000 a month)invested ₹3,60,000 → worth ₹4,08,5268.38%
SIP 5Y (₹10,000 a month)invested ₹6,00,000 → worth ₹7,32,6147.92%

₹10,000 on the first of every month, valued at the latest NAV, as an annualised rate (XIRR).

Calendar years

Calendar 20216.37%
Calendar 20221.89%
Calendar 20237.45%
Calendar 20248.13%
Calendar 202510.12%

Rolling returns

Rolling 1Y · average649 windows since 7 Jan 20148.31%
Rolling 1Y · median8.27%
Rolling 1Y · worst window1.10%
Rolling 1Y · best window13.56%
Rolling 1Y · windows positive100%
Rolling 3Y · average548 windows since 4 Jan 20168.09%
Rolling 3Y · median8.23%
Rolling 3Y · worst window4.63%
Rolling 3Y · best window11.87%
Rolling 3Y · windows positive100%
Rolling 5Y · average445 windows since 9 Jan 20187.85%
Rolling 5Y · median7.30%
Rolling 5Y · worst window6.07%
Rolling 5Y · best window10.27%
Rolling 5Y · windows positive100%

Every window of that length in the published history, so one lucky start date cannot flatter the fund.

Risk

Volatility (3Y)1.55%
Downside deviation (3Y)1.03%
Maximum drawdown-1.46%

Management

Fund managerFM 1 Mr. Vihag Mishra, FM2 Mr. Deepak Agrawal
Managing since24 Oct 2025

What it holds

SecurityWeight
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC7.2%
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC6.6%
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC6.5%
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC6.5%
TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC6.5%
STATE DEVELOPMENT LOAN 37028 KAR 04FB35 7.49 FV RS 1005.9%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC5.9%
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC5.2%
Bharat Highways InvIT4.7%
AU SMALL FINANCE BANK LIMITED SR I 9.3 LOA 03AG32 FVRS1CR3.9%
SectorWeight
Financial25.3%
Industrials15.1%
Consumer Staples13.1%
Materials12.4%
Unspecified10.7%

Portfolio disclosed: 96.5% by weight.

Related

Source: the OmniAsset signed reference snapshot, as of 4 Sep 2026. Figures are deterministic; missing data is withheld, never estimated. See methodology and data sources. Not investment advice.

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